Browsing: self and family

Q. My husband is filing for federal medical retirement and his agency may be letting him go during this process. He currently has a family plan that includes me and the kids for his health insurance. When they let him go, we may not be able to afford to keep the entire family on his health plan under COBRA. If he drops the kids and me during the COBRA period, will it affect what insurance plan he will receive once his federal medical retirement is approved?

Q. I am five years older than my wife, retired under CSRS and about to turn 65 in January. My wife is a federal employee and has been covered as a dependent under my family policy for many years. She may be retiring within three years or so. I plan to sign up for Medicare parts A and B and keep Blue Cross coverage so I don’t need to sign up for Medicare Part D. 1. I understand it may be cheaper under Medicare to have individual Blue Cross policies rather than a family policy. 2. Also, my wife can…

Q. I presently have both Blue Cross/Blue Shield (Family Plan) and Tricare medical coverage. I’m retired military and a full-time Defense Department employee. I’m turning 65 this month and am thoroughly confused about mandatory Part A/Part B enrollment and how this will affect by 62-year-old wife’s coverage. When I went to sign up, I chose Part A only as I thought my BCBS coverage was my assurance that she would continue to have both insurances. Today, it was brought to my attention that my Tricare coverage will phase out on my birthday, and I will not have a secondary insurance…

Q. I am CSRS Offset with more than 31 years of service. I had insurance through my husband’s work until five years ago. Then I signed up for Federal Employees Health Benefits single coverage health insurance. His insurance continued to cover him and our children. Later, a co-worker told me that, to have FEHB family coverage in retirement, I would have to have five years of family coverage before I retire.

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