Q. I am 75 years old and retiring from the federal government under FERS. I have Federal Employees Health Benefits coverage and Medicare Part A. Is it a requirement for me to sign up for Medicare Part B if I will keep FEHB, or is it just my option to sign up for Medicare Part B?
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Q. My wife and I will not be eligible for Social Security, so when we reach 65 and apply for Medicare, can I have our premiums deducted from my federal retirement payment in addition to my health insurance premium?
Q. I have heard that after retirement, I can continue my Federal Employees Health Benefits coverage (as a retiree from the Environmental Protection Agency) and defer signing up for Medicare Part B (if in the future I decide to enroll in Medicare) with no late Medicare penalty because FEHB is counted as creditable coverage. Is this correct? If so, it runs counter to the advice that I received from EPA, which was to enroll in Part B to avoid later penalties, and to retain FEHB as well.
Q. My wife is a dependent under my Blue Cross/Blue Shield Federal Plan. She will be 65 in March. Can she remain under my (or establish her own) federal plan after reaching her 65th birthday if she does not select Medicare Part B?
Q. How long can you keep your federal health insurance after you retire from the federal government? Can you keep it until you die, or does it stop once you receive Medicare?
Q. If a federal employee is enrolled in governmentwide Blue Cross, is over 65 and will enroll in Medicare Part B when she retires, is there an advantage to leaving Federal Employees Health Benefits on retirement and purchasing a medigap plan to supplement the coverage of Medicare Part B or even leaving FEHB before retirement and enrolling in Part B and a medigap plan? Is there much of chance that FEHB plans such as Blue Cross will experience a great increase in premiums in coming years due to Obamacare?
Q. I am 67-year-old annuitant under Federal Employees Health Benefits. I am thinking of switching to Medicare. If I switch to Medicare, will my spouse (52 years old) still be eligible for coverage under FEHB? If so, do we have to get her a self policy under FEHB, or do I have to continue to buy self and family to cover her?
Q. 1. If I delay drawing my Social Security until age 65, can I still receive the special retirement supplement past age 62? 2. When my spouse becomes eligible for Medicare (six years before me), how does my federal health insurance work in regard to his medical bills? Will Social Security be primary and my insurance pick up the difference in full?
Q. I have been on Federal Employees Health Benefits Medicare supplementary coverage with Aetna Consumer Plan for several years, covering my under-65 wife with a family plan. She turned 65 in September and chose a Medicare Advantage plan for herself. At open season in November, can I then revert to single status when I go on with the Aetna plan for myself?
Q. I am a CSRS federal law enforcement retiree (age 50 with 20 years of service). Other than having paid into FICA taxes, I never paid into Social Security like present FERS employees. When I turn 65, am I eligible for both Medicare parts A and B? If not, how do you suggest I proceed to supplement my coverage?