Q. I am 56, but only have six years of government service time. Even though I’ve worked for a U.S. government agency for 31 years, only my time with government service counts toward retirement. Would I be allowed to leave the government before my minimum retirement age and take a deferred annuity at age 62? If this is possible, would I be able to keep my medical coverage?
Q. I’m 24 years retired from the military and currently a federal employee under FERS. The Employee Benefits Information System reflects I am eligible for MRA+10 by December 2024. By then, I am 56 years old. Will I be illegible for SRS if I retire at my minimum retirement age?
Q. I am a GERS employee with the U.S. Postal Service. I have 18 years of service and will reach my minimum retirement age next year. Would it make sense to retire and take the annuity, or postpone it until I’m 60 or 62? I can be covered under my husband’s insurance.
Q. I am retiring under discontinued service at 54 years old. I will get my FERS annuity, and when I reach my minimum retirement age, the special retirement supplement. I want to work part time. What is the max amount that I can earn? What will be the difference in loss of benefits between a federal job and a nonfederal job?
Q. Is it true that any FERS employee who leaves government and postpones the annuity to avoid the age reduction would not get the special retirement supplement? I ask because I have reached my minimum retirement age of 56, with 26 years of service. What would happen if I left the government for another job and postponed my annuity until age 60?
Q. I’m a FERS employee. I thought I had read somewhere that when you leave government early and apply for a deferred retirement, you have to wait until you are 62 to receive your annuity. Is that not true? Would you be eligible for the FERS supplement in this case?
Q. Because of medical reasons, I’m considering retiring early. My age is 58, and I have 28 years of federal employment, non-military. I know that I will deduct 5 percent for every year until I reach 60 for my pension. Would I receive the special retirement supplement if I retire now? I have reached my minimum retirement age.
Q. I’m a FERS employee covered under the law enforcement officer/firefighter provision. I have 25 years of service and have reached my minimum retirement age. If I get fired for misconduct, can they deny me my firefighter retirement benefit?
Q. My wife was a FERS employee who retired under the Voluntary Early Retirement Authority due to a reduction in force. She had 25 years of service and was age 50. Will she receive the special retirement supplement at age 56 or her minimum retirement age?