Q. Do CSRS Offset retirees continue to have Social Security withheld after they retire from federal service until age 62?
Browsing: CSRS Offset
Q. I am considering returning to federal employment after being on disability. I was CSRS Offset. If I return to work with the government, will I remain in CSRS Offset or will I be forced into FERS?
Q. I retired in 2004 under CSRS as a law enforcement officer. I am being rehired now. Do I go back to CSRS or do I have to be placed in CSRS Offset?
Q. I was hired by the federal government on Oct. 1, 1983, and left the federal government in December 1997, all under CSRS. Upon separating from the federal government in 1997, I withdrew my contribution to the CSRS. I am being reinstated to the federal system in August, and want to know which retirement system (CSRS or FERS) that I will be covered under, and am I required to redeposit the money I withdrew (plus interest)?
Q. I am age 65 with 35 total years of Veterans Affairs Department service despite a seven-year interruption in the private sector. I am in CSRS Offset. I have been told by human resources department that my Old Age, Survivors and Disability Insurance contributions count toward the 30 years of substantial earnings and that the windfall elimination provision will not apply (as I have 30+ years of substantial earnings). This would mean I would receive my full Social Security and Veterans Affairs Department pension. Is this correct? Are there other elements of my retirement and pension benefits under CSRS Offset…
Q. I am in CSRS Offset and will retire next year at age 60. I plan to start collecting Social Security as soon as I am eligible at age 62. As I will have only 23 years of substantial earnings, my Social Security will be subject to the windfall elimination provision. Is the offset to my CSRS pension at age 62 calculated on the Social Security amount before or after the WEP reduction?
Q. I am a 33-year Postal Service employee. Thirty-three years ago, union officials told me that the government was working on eliminating CSRS Offset and the windfall elimination provision all civil service employees. As of today, they are both still in place. I feel lied to and cheated by my government. Politicians can collect multiple pensions, yet if I try and collect my Social Security benefits, though I have worked enough quarters, I would be penalized. Then, if my spouse dies, I am not entitled to her Social Security benefits, as I understand it. Is there a chance that these…
Q. Under CSRS Offset rules, if the survivor/widow’s Social Security benefit is based on her own earnings and not her deceased spouse’s, then OPM does not adjust Social Security to CSRS and she gets 55 percent of regular CSRS, with no Social Security adjustment. That’s pretty straightforward in the OPM booklets discussing CSRS Offset. It gets tricky for planning if the widow’s Social Security is based on the deceased’s Social Security. In other words, my CSRS Offset husband will get a higher Social Security benefit than I. If he dies first, I will then receive a Social Security survivor benefit…
Q. I am CSRS Offset with more than 31 years of service. I had insurance through my husband’s work until five years ago. Then I signed up for Federal Employees Health Benefits single coverage health insurance. His insurance continued to cover him and our children. Later, a co-worker told me that, to have FEHB family coverage in retirement, I would have to have five years of family coverage before I retire.
Q. I was hired in March 1983 under CSRS. I worked until March 1998 and came back in November 2001. I’m now in CSRS Offset. Is the correct system for me?