Browsing: SURVIVOR BENEFITS

Q. I’m a federal employee but have been eligible for retirement for the past three years. Is my wife now eligible for survivor benefit if I were to die while still employed? If yes, where is this in writing, and whom she should contact in the event of my death?

Q. I currently draw a 25 percent annuity from my late husband’s disability retirement from the Postal Service. I also worked for the Postal Service and am a military veteran. I bought back my military time, which gave me a total of 20 years and seven months postal time. I had to resign from my career position in 2004 to take care of my late husband because he suffered a severe stroke that required 24-hour care. I did not have the heart to put him in a nursing home. He passed away in 2006 and I have since been trying to be reinstated with…

Q. A friend shares his deceased wife’s pension. She worked for the Internal Revenue Service for about 30 years. She died almost 10 years ago. Now my friend plans to remarry. He worked for a company that did not provide a solid pension. Will he lose his share of his wife’s pension?

Q. I read a recent post where a person asked if a spouse could agree to a $1-a-year survivor benefit. I wasn’t aware that a spouse of a FERS employee could agree to a survivor annuity of less than half. What are the amounts or percentages that a spouse of a FERS employee may agree to, and still be entitled to be insured under the Federal Employees Health Benefits options? In our situation, if the spouse survives the retired federal employee, he would need the annuity only for the insurance. So, what is smallest amount he is required to take…

Q. I am a 62-year-old CSRS Offset retiree receiving Social Security survivor benefits. I have been informed that my annuity will be reduced by $773 per month since I am now eligible for Social Security benefits. When I applied for Social Security benefits on my own earnings, I was told that I could not receive both my benefit and the survivor benefit I was already receiving. It was my understanding that I would receive a reduced Social Security benefit equal to the amount of the offset to my annuity and that I was also entitled to keep my Social Security…

Q. My husband was a civilian federal employee for the past 18 years. He was terminated a year ago and recently passed away. As his wife, what kind of survivor benefits am I eligible to receive aside from his Thrift Savings Plan? Am I eligible to receive survivor benefits from his annuity under FERS?

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