Q. I am 67 and have been retired under CSRS Offset. Husband will retire at 66 (nongovernment retirement). Will I be entitled to an increase in the Social Security amount of my retirement annuity under spouses’ benefits?
Browsing: SURVIVOR BENEFITS
Q. What are the requirements for eligibility for CSRS survivor benefit, and what amount would the adult child receive? What is considered “substantial support”? The adult child does not work and is not entitled to a Social Security benefit on his own work history.
Q. I am a FERS employee due to retire with 31 years of service in 2015. Upon retirement, if I elect no survivor benefit and elect to purchase life insurance instead, will my spouse continue to receive health benefits if I die before she does?
Q. Can a survivor annuity be terminated if the anticipated survivor predeceases retiree?
Q. My spouse will retire with CSRS benefits at age 66. The majority of his benefits are from federal work. I am 61. Do I qualify to receive any retirement benefits based on his wages? I have worked and paid into Social Security and have also worked without Social Security for the state of Ohio.
Q. Can a CSRS retiree collect half of a spousal benefit under Social Security to get a higher benefit than he would receive under the windfall elimination provision? My Social Security check was reduced nearly 50 percent. If I could collect half of my wife’s benefit, I would come out a few hundred dollars ahead every month.
Q. Do federal retirees have to elect for spousal annuity benefits for spouses to be eligible for Federal Employees Health Benefits upon retirement? If so, can the retiree elect to discontinue spousal annuity if the spouse obtains his/her own coverage after retirement? Does it vary between CSRS and FERS?
Q. I am a CSRS Offset employee planning to retire at the end of the year. Do you know how much of a percentage (penalty) I’ll have to pay out of my retirement check since I’ll be collecting Social Security? Will I be able to collect on my husband’s Social Security if he dies before me?
Q. I retired five years ago and took the survivor annuity out for my wife. If my wife would die before me, would the money I paid five years ago be refunded to me?
Q. My husband is a Postal Service employee who will be eligible for retirement shortly. We have been married for 3½ years. I have been covered under his health insurance plan (GHI) since we were married. If my husband retires before our five-year anniversary, am I still eligible for continued coverage under his plan (even though I will not have been covered under his plan for the full five years)?