Q. My husband is a federal employee who never worked under Social Security. I have worked 30 years under Social Security. If I retire, I assume I will receive my full benefit from Social Security. However, what happens if he dies? Will this reduce my benefit from Social Security as his survivor?
Browsing: SURVIVOR BENEFITS
Q. I am under CSRS. I have 39 years of service and will retire when I get 40 years. If I elect to reduce my spouse’s benefits to less than 55 percent, how will that affect my retirement benefits? If I select a 40 percent annuity, will I receive the 15 percent difference in my retirement?
Q. My wife is nine years older than me and will begin apply for Social Security when she turns 62. I will retire (FERS) four years after that at age 56. At age 62, will my Social Security benefits be reduced because my wife is already on Social Security?
Q. I am a 66-year-old military retiree who has health insurance coverage under Medicare parts A & B and Tricare for Life. In addition, I retired under FERS, but I have never had individual Federal Employees Health Benefits because I have been covered under my wife’s (a FERS civil servant) family FEHB plan for 20 years. She is retiring in a month and plans to continue her FEHB policy for at least five years until she reaches age 65, when she is Medicare eligible. If my wife switches at retirement from a family to an individual FEHB plan, will I…
Q. I have a CSRS law enforcement retirement. I am 63 and have been retired for 13 years. I married under recent same sex Defense of Marriage Act ruling. Is there any way I can elect to sign up for reduced survivor benefits for my spouse, say 5 percent to 10 percent, to preserve her federal health benefits should I predecease her? A retired postal worker said such an option exists and would also require me to make a “reduced” survivor benefit deposit, as well.
Q. I am a married FERS employee who intends to retire within six months. If my wife and I select the full or partial annuity survivorship, can we cancel that election after I retire?
Q. I am CSRS and on the verge of retirement with 40 years at age 66. I do not have 40 qualifying quarters for Social Security entitlement. My former spouse will be getting a portion of pension. She is Social Security-qualified. Will her Social Security payments be offset by the amount of my pension she receives because of the windfall elimination provision?
Q. If after paying a death annuity on my wife since I retired, what happens if she would die before me? Do I get the money back that I paid in?
Q. I retired FERS in 2002, electing survivor benefits. My wife died in 2009, and benefits were closed off. I have now remarried. How do I reinstate survivor benefits for my current wife?
Q. In 1999, I voluntarily switched from CSRS to FERS after 22 years of CSRS service. Since 1999, I have been covered under FERS and paying Social Security. I plan to retire this year at age 67 after 36 years of service. I’ll have accumulated 54 calendar quarters of substantial and maximum earnings. At the time I elected to transfer from CSRS to FERS coverage, I was told that I’ll be exempt from windfall elimination provision deduction from Social Security benefits and that my spousal Social Security benefits will not be affected by the government pension offset. Is this correct?