Q. My husband is a non-fed. I’ve got 28 years in with the Defense Department. I’ve had self-and-family GEHA for all of those 28 years. My husband is three years younger than I am and will retire at 62 (in 2015). I don’t plan to retire until 2016. I know I can carry over my Federal Employees Health Benefits into retirement, which will also insure my husband (due to the annuity I will provide for him from my retirement). If I pass away before I retire in 2016, will my husband be able to maintain the FEHB I have been…
Browsing: SURVIVOR BENEFITS
Q. I am refinancing my house and the mortgage company wants documentation of annuity and how long I will receive it. My husband passed away and was a postal worker. I need to know where I obtain this.
Q. Will my spouse receive a spousal annuity if I am eligible for retirement and I die before I retire?
Q. If my spouse waives the survivor benefit at the time of my retirement (currently 30 years as an 1811 employee), will she still be eligible for Federal Employees Health Benefits before and after I die if she survives me? Also, will my children under age 26 still be covered by FEHB after I retire, as long as I am still enrolled?
Q. I’m older than my spouse, and am already on Medicare Part A. I have Blue Cross/Blue Shield for Part B, and that is our primary family insurance. When I retire, I understand that I must take Part B of Medicare (I’ll be 73 when I retire). However, my spouse will only be 61 — too young for Medicare — so I plan to continue BC/BS family plan. Do I still need to sign up for Medicare Part B even though I’ll keep the BC/BS? Or should I just keep the BC/BS for single coverage (for my spouse)?
Q. My son, who was a National Security Agency employee, died 13 months after he retired. What are the benefits for his family, which consists of mother, and two brothers? My son was 56 years old.
Q. Our family is covered under my retired husband’s Federal Employees Health Benefits plan. I have a health plan available through my work (but am not enrolled in the plan), but will not have that option available upon my retirement. Under the Affordable Care Act, will I lose my eligibility to my husband’s FEHB? Would I be eligible again for FEHB if I no longer have access through my employment (unemployed or retired)?
Q. I had always believed, when you retired, your choice of taking the survivor benefit or not taking it was irrevocable. Now, I am told that if you chose the survivor benefit and your spouse died, you could reverse your option and collect your full annuity. Which is true? My thought was not to take the survivor Benefit and buy a life insurance policy with the savings. I work for the Postal Service.
Q. Is the Social Security benefit that the federal retiree receives from a spouse’s nonfederal work history reduced in any way because the retiree is receiving a federal pension?
Q. I am a federal employee under CSRS for 40 years. When I am receiving pension, am I eligible to get half of my husband’s Social Security benefit? And if he dies before me, will I be able to collect his Social Security benefit?