Q. What is the reasoning behind why FERS retirees don’t receive a COLA increase until age 62 and CSRS retirees receive it proportionately in the year after they retire?

Q. I have a total of 18 years of active duty and reserve time, and I will be retiring in two years once I complete my 20 years of service. I am currently a civil employee. Do I buy back my military time toward FERS civilian service or do I hold up and completely retire from the military and then buy back the civil service time?

Q. I am receiving 90 percent Department of Veterans Affairs disability pay, plus retired reserve pay, and retiring from FERS after 10 years of civilian service and paying in for a military deposit covering 14 years of active duty (to get credited with a total of 24 years for my civil service retirement pay calculation). Will they deduct anything from either my VA disability payment or my retired reserve pay, because I am buying back the 14 years of active duty?

Q. I am a FERS retiree and I just went back to work as a contractor. They are telling me that I have to purchase their insurance because BCBS is not an employer health care program. I told them I’m retired and have BCBS for life and pay premiums. If I have to pay for their company insurance, I will be paying over $600 a month in premiums. Is there anything I can do about this?

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