Q. Someone at Blue Cross/Blue Shield told me that in order to keep BC/BS insurance I had to have Medicare Part A & Part B. I am a retired federal worker under CSRS.
Q. I have a progressive disease and am slowly reaching the end of my ability to do my job due to decreased mobility and fatigue. As of July 2018, I have worked for the federal government for 18 years. I will reach my minimum retirement age in February 2019. If I were to apply for a disability retirement, are the benefits better if I do so before or after reaching my MRA+10? Also, if I were granted a disability retirement under age 60, would I be penalized 5 percent for every year under age 62?
Q. What happens if your area’s locality rate increases and you are retired? Will you benefit from the new locality rate as long as you are receiving it from the same area? For example, Norfolk is supposed to have a locality rate change. I retired in 2016. If the locality rate changes, will I receive more retirement?
Q. I was married to a U.S. Postal Service worker for 22 years. In the divorce I was awarded half of his pension. I got remarried before 55. My second husband has since died, in July 2018, and left no pension benefits. I am 59 years old now. Am I still entitled to half the pension of the first husband, since I am no longer married (now widowed)?
Q. I am turning 65 in March, and am considering joining a Medicare Advantage Plan. I would suspend my FEHB plan at that time, in case I decide to go back to it. If I decide to re-enroll in my FEHB, I know you have to wait until the next open season, which would be the fall period. But the Advantage Plans have an additional open season in the spring, could I do it then as well? And would it have to be that first open season, or could you still go back, say, the next open season the following…
Q. Hi, I have just retired under FERS after 34.5 years at the U.S. Postal Service. I understand that Social Security will penalize me if I earn more than $17,640 per year. I know they take $1 for every $3 that I earn over that amount. Do I just lose that money?
Q. If I’m approved for FERS disability retirement and I’m also accepted for Social Security Disability Insurance, would I be able to work part-time in the civilian work force, or is there no working allowed at all?