Author Reg Jones

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Q. I retired at age 64 with 41 years and nine months. I had over 2,457 hours of sick leave. I also had two years military. At the time of retirement I did not qualify for Social Security. I am now 70 1/2 and work a part-time job. I now qualify for Social Security. Due to sick leave saved I get 82 1/2 percent of my high-3. Will applying for Social Security in any way affect my annuity?

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