Author Reg Jones

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Q. My wife has been properly named as my survivor benefit recipient, and she has been a legal resident (“green card” holder) for 13 years but has not yet passed her naturalization test. Can she still receive the benefits after my death even though she has not passed her citizen exam?

Q. I recently turned 62. Four years ago, I had my disability retirement approved by the United States Postal Service. Unfortunately, Social Security did not approve my disability and I didn’t receive any monthly benefit until I turned 62 and that was at the non-disability dollar rate. Does my USPS disability retirement monthly annuity increase to what a voluntary immediate retirement is? And, since I turned 62 several months ago, will the Office of Personnel Management process a lump sum payment to cover those several months?

Q. I retired as a master sergeant in the Army with 25 years of active-duty service. I currently collect my Army retirement check and disability from the Department of Veterans Affairs. I have been a FERS GG-12 for nine years. I believe I can buy back my military retirement time with interest and that would be added to my civilian FERS time. When do I have to relinquish my military retirement check: when I retire into FERS or when I have bought back my time?

Q. I chose an insurable interest annuity when I retired in 1998. I have since separated (never married this individual) and I just found out they have married. How can I stop this insurable interest annuity and will I be able to stop my deductions from my monthly retirement check? I was a Department of Defense CSRS employee.

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