Author Reg Jones

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Q. As a CSRS employee I chose to reduce my pension in order that my wife could get a spousal benefit pension when I die. She worked many years in the private sector, and her Social Security pension benefit is about $10,000 a year. Now my question: At my death, would the windfall elimination provision be applied to her spousal federal pension and reduce her Social Security pension benefit?

Q. When do you get notified of the actual amount of your FERS supplement? I retired with an immediate annuity as a result of a discontinued service retirement with 25 years service at age 51. I will reach the minimum retirement age of 56 this May, but still haven’t been able to determine what the actual amount will be and the Office of Personnel Management has not responded to my emails. I know how to do the estimate (Social Security estimate at 62 divided by 40 times years of service), but am frustrated by the fact that OPM doesn’t even acknowledge…

Q. I was forced to take a FERS Disability Retirement and was approved, but the Office of Personnel Management put me on regular earned rate retirement because I bought back my military time which then gave me 20 years of federal time and I just turned 60 years old. Should OPM not have counted my military buyback until age 62 when I would have converted over to regular retirement? I thought I would be getting 60 percent of my high-3 the first year then 40 percent the second year then go into retirement with 1.1 percent of my high-3.

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