Q. I was terminated from the U.S. Postal Service under FERS after 20 years of employment at the age of 45 (birth year 1965). At what age am I eligible to receive my pension benefits? Also, how do I calculate how much I will receive?
Author Reg Jones
Q. I have a physical problem that may be classified as a disability. I’m 57 with 37 years of federal service, mostly with the U.S. Postal Service except for four years military. Are there any advantages in USPS disability for me, as I have passed my MRA?
Q. I was medically retired from the Army in 1985, with permanent disability retirement at 40 percent. I’ve been with the U.S. Postal Service for 33 years now and I am currently 100 percent permanent and total from the VA. I bought back my military time (three years eight months) from the Post Office in 2012. I’ve changed my mind and I want to keep my military benefits. How do I cancel and get a refund for my military buyback?
Q. I have a progressive disease and am slowly reaching the end of my ability to do my job due to decreased mobility and fatigue. As of July 2018, I have worked for the federal government for 18 years. I will reach my minimum retirement age in February 2019. If I were to apply for a disability retirement, are the benefits better if I do so before or after reaching my MRA+10? Also, if I were granted a disability retirement under age 60, would I be penalized 5 percent for every year under age 62?
Q. What happens if your area’s locality rate increases and you are retired? Will you benefit from the new locality rate as long as you are receiving it from the same area? For example, Norfolk is supposed to have a locality rate change. I retired in 2016. If the locality rate changes, will I receive more retirement?