Author Reg Jones

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Q. I have around 13 years active Army and three years Army National Guard time total. I was a sergeant when I separated in October 2011 from the Army. I just accepted a position at the U.S. Postal Service. How much will it cost me to buy back my military time, or is it even worth it? Would that mean I now would have 13-16 years with the post office counting toward my retirement? Does buying time back do anything for your new or current pay grade in a federal job? Does it count toward leave accruals?

Q. I’m a retired U.S. Postal Service employee since June 2018. Currently, I still have my federal BCBS insurance plan and Medicare Part A, but no Part B. My wife, who is still working, has better insurance coverage. Is my wife’s insurance primary and my BCBS secondary because my wife is still working? Do I need Medicare Part B?

Q. I am retired and receive an annuity payment ever month. I have been having real bad back problem – my disk in my back affects my walking, I had the nerve burned and shot in my back – but nothing seem to help. Do I qualify for disability insurance? I’m 72 years old. Can I receive both benefits?

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