Q. Can I get a survivor benefit for my wife after my FERS disability turns to regular retirement at age 62? A. Your wife is automatically entitled to a full survivor benefit, whether you are receiving a disability benefit or a retirement annuity.
Browsing: Disability retirement
Q. I am a FERS employee who is on disability from the U.S. Postal Service, plus I am getting Social Security Disability Insurance. What will happen when I reach 62 and start getting my pension from USPS? A. When you reach age 62, your FERS disability benefit will be recomputed as if you had worked to age 62. Therefore, your actual service will be added to the time you spent on disability. The total time will be multiplied by 1 percent (1.1 percent if you have at least 20 years of actual service and time spent on disability). That figure…
Q. What is the difference in benefits for CSRS disability and regular retirement with 38 years of service? A. There isn’t any. As a rule, disability benefits will equal earned benefits for any employee who has at least 22 years or more of CSRS service.
Q. I’m a FERS disability annuitant. Assuming that I continue to be disabled, what happens when I reach age 62? A. When you reach age 62, your FERS disability benefit will be recomputed as if you had worked to age 62. Your actual service will be added to the time you spent on disability and the total time will be multiplied by 1.1 percent That figure will then be multiplied by your high-3 salary on the day you were found disabled. That dollar figure will be increased by any cost-of-living increases paid to FERS retirees since you retired on disability.
Q. I’m on CSRS disability retirement. I’ll soon be 60 years of age. Am I obligated to report any earnings I make after I turn 60? I’m under the impression that when I turn 60 some things change. A. Yes. From the point you go on disability retirement to age 60, you are subject to periodic medical re-evaluation to determine if you are still disabled. There is also an annual review of your earnings to determine if you are restored to earning capacity. However, after you reach age 60 those are no longer required.
Q. I was told I can buy back my military time of 25 years, do 5 years in civil service, and then collect a 30-year FERS retirement. Because my military retirement is a disability retirement, I do not have to waive my military retirement and I’ll receive two retirement payments; I just need buy back my time before I retire. Is this true? A. Yes, you can make a deposit to get credit for your years of active duty service before you retire. However, you would also have to waive your military retired pay unless it was awarded on account…
Q. I am on disability retirement and disability Social Security. I will be 62 next year. How much will my retirement be? A. When you reach age 62, your FERS disability benefit will be recomputed as if you had worked to age 62. Therefore, your actual service will be added to the time you spent on disability. The total time will be multiplied by 1.0 percent (1.1 percent if your combined actual service and time on disability add up to 20 at least 20 years.) That figure will then be multiplied by your high-3 salary on the day you were…
Q. I’m planning to file for disability retirement. I need direct questions for my doctor to turn in to the Office of Personnel Management. Where can I find them? A. You’ll find out what information is required from your doctor at http://www.opm.gov/retirement-services/publications-forms/csrsfers-handbook/c060.pdf. Just scroll to Section 60 A1.1-2J.
Q. I was an air traffic controller for 19 years 9 months and am now on a FERS disability annuity. If I am reading BAL 10-105 correctly, my annuity should be computed at 1.7 percent instead of the 1.0 or 1.1 percent I am currently receiving. Is that correct? Also, at age 62 what will happen? At that age I would have 41 years of service. I also question MRAs and the age of 62 for calculations for air traffic controllers. I was eligible for a full FERS retirement at 46 (25 years service). The maximum age to work as…
Q. I’m 59 (60 in September of this year) and have over 20 years of service. I also have a degenerative disc disease, need total knee replacement. My job has accommodated my work life to allow work from home because I cannot navigate the large building. I want to medically retire, but haven’t a clue where to start. A. Your agency personnel office is required to help you through the steps needed to apply for disability retirement. However, if you reach age 60 during the process, you will have met the age and service requirement for voluntary retirement. Then your…