Q. I’m considering an early retirement from USPS. I currently have health insurance that costs me approximately $370 per month. It looks to me like I can actually get comparable coverage through the Obamacare site for less than my contribution to my current health insurance plan based on my projected income after retirement. Would I be eligible to receive the discounted health plan from the new government program? I know that I’m not eligible to participate now as an employee of USPS because my employer provides health coverage. After retirement, I can continue to receive health benefits through USPS but…
Q. I have been CSRS with no broken service since 1978. I worked a few part time jobs when I was young, so I have only a few quarters of Social Security. When I turn 65 in a few years, I want to sign up for Medicare Part A and B. I know I will have to pay for Part B, but will my 36 years of CSRS be enough for me to get free Medicare Part A?
Q. I worked for the federal government for 18 years under the FERS plan. I was enrolled in the FEHB program for the entire length of my employment. I resigned in my 40s. I am now 57 and have been rehired as a government employee, and I have enrolled in the FEHB program once again. I am past my minimum retirement age at this point. If I retire in the next few years, am I eligible to keep my health benefits even though I will not have worked five years since I was re-employed?
Q. I am a rural carrier under FERS. I am 58 with 22 years. If I defer my pension until 60 to keep from getting the 5 percent-per-year penalty under 62, can I still get my health insurance now?
Q. I am 59 years old with 23 years of service and six months with VISTA in 1978. My wife (56 years old, and a Washington state employee) and I are covered by Federal Employees Health Benefits. If I retire at 62 with 26 years of service, will I be eligible for FEHB coverage?
Q. I was a tenured foreign service officer. I have nine years of creditable service. I voluntarily left the Foreign Commercial Service after multiple posts. I left in August 2010 with excellent reviews and under great conditions and awards. I was 54 when I left the service to join a private company. I am now 58. I would like to apply for retirement benefits to qualify for Federal Employees Health Benefits for myself and to gain any other benefits from the pension. Can you help me to understand what I may be eligible for and when I could apply?
Q. I was a federal employee and I paid into the federal Blue Cross/Blue Shield system for more than five years. I am on my husband’s federal BCBS program. Am I eligible to sign up for my own insurance if necessary?
Q. For the past 20+ years, I have held term appointments with several federal government commissions and boards in the D.C. area. Naturally, I have experienced several breaks in my service. Will the gaps in my employment make me ineligible for federal employee health benefits upon retirement? And, if I am considered ineligible, is there a possibility that a waiver can be obtained through the Office of Personnel Management? I was told I need to carry health insurance at least five years prior to retirement, but have not received an official answer from my human resources office about my personal…
Q. My son-in-law is in his early 40s and is thinking about resigning after working full time for approximately 13 years. Is he entitled to any benefits such as health insurance, or partial retirement pay? Would the above answer in any way be altered if he continued to work part time?
Q. I am a 53-year-old federal employee with 28 years of service. If I am downsized or affected by a reduction in force, what is the age when I can collect my annuity? As importantly, I have been told by a federal certified retirement planner that because I am over 50 and have more than 25 years of service, when I become eligible to collect my annuity, I may also rejoin the Federal Employees Health Benefits program. Can you confirm that?