Browsing: FEHBP

Q. I’m older than my spouse, and am already on Medicare Part A. I have Blue Cross/Blue Shield for Part B, and that is our primary family insurance. When I retire, I understand that I must take Part B of Medicare (I’ll be 73 when I retire). However, my spouse will only be 61 — too young for Medicare — so I plan to continue BC/BS family plan. Do I still need to sign up for Medicare Part B even though I’ll keep the BC/BS? Or should I just keep the BC/BS for single coverage (for my spouse)?

Q. Our family is covered under my retired husband’s Federal Employees Health Benefits plan. I have a health plan available through my work (but am not enrolled in the plan), but will not have that option available upon my retirement. Under the Affordable Care Act, will I lose my eligibility to my husband’s FEHB?  Would I be eligible again for FEHB if I no longer have access through my employment (unemployed or retired)?

Q. My wife and I are both federal law enforcement officers and plan on retiring in seven years. Currently, the family health plan is under my wife. If she dies before me during retirement, am I still automatically covered under our Federal Employees Health Benefits plan because I was also a federal retiree and have been covered for five years before retiring?

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