Browsing: self and family

Q. Does my wife have to sign up for Medicare? If so, when does she have to sign up? And, if my wife does not sign up for Medicare, will she incur any penalty? Scenario: I am a working FERS employee, my wife still works and she is not a government employee. I have self-and-family Federal Employees Health Benefits coverage. I am not yet age 65. My wife will turn 65 this year.

Q. I have a disabled adult daughter living with my husband and me. By the time I am able to retire in eight years, I will meet criteria of having 20 years of federal Service and age 62+. My daughter and husband will have been on my health insurance, vision, and dental insurances by then for more than 10 years. I know my husband can continue on my insurance when I retire. Can my daughter also?

Q. My 21-year-old daughter is disabled (diagnosed with osteosarcoma at age 14, limb salvage and metastatic). My husband retired from the Postal Service a few years ago, and she has been continued on our insurance plan through Federal Employees Health Benefits as she is under age 26. 1. At age 26, will she be allowed to remain on our FEHB insurance, which is her current primary coverage. She is on SSI and also has state Medicaid, which is her current secondary insurance coverage. 2. When my husband turns 65 and is Medicare eligible, will we be able to keep her…

Q. With respect to a recent post on Medicare Part B, just a quick follow-up to help me see the answer. In the previous post, the person was a retired male under age 65 covered by self and family in the Federal Employees Health Benefits plan, so his working wife, age 65, has health coverage and doesn’t need Part B per your previous response since she is both working and covered. 1. When the male, who is retired, turns 65, does he have the option to carry the FEHB coverage past 65 so he doesn’t have to sign up for Part…

Q. I’m a retired federal employee (CSRS). My wife and I both have federal health insurance. My wife is still working (self-employed) and will be turning 65 this year. She went to sign up for Medicare and was told she had to also sign up for Medicare Part B or be penalized even though we have health insurance through Blue Cross/Blue Shield. Social Security Administration said if I was still actively federally employed, she would not be required to take Part B and there would be no penalty. Another person she spoke with from SSA said she is not required…

Q. My wife is 65 and is retiring under FERS from federal service at age 66 (in one month). I resigned under FERS two years and three months ago while not old enough for Medicare but was self-employed for the past two years, now employed by a nongovernment contractor. I had Federal Employees Health Benefits coverage separate from my wife’s FEHB coverage while employed in federal government service. My wife had her own coverage until I quit federal employment, then she started FEHB family coverage to cover both of us. She had Medicare coverage simultaneously for part of the last…

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