Browsing: self and family

Q. I am retired and have Medicare with Blue Cross/Blue Shield as my secondary. I have to keep the family plan coverage to keep my wife covered. She is a private-sector retiree and will turn 65 in September 2014 and will be applying for her Medicare coverage. We both want to keep BC/BS as our secondary. Will we both have to go on as individual plans? If so, whom do we contact: the Office of Personnel Management, or will BC/BS do this when we tell them?

Q. My husband is planning to retire from the government under FERS at age 62 with 27 years. We have a health insurance family plan under his name. I started to work for the government almost four years ago. I am a part-time employee (about 48-50 hours per pay period). I will not be able to collect any pension for many years, and I do not plan to stay on the job after my husband retires, so no annuity for me. If my husband decides to retire earlier with a postponed retirement, it is my understanding that he will have…

Q. I am a FERS employee who will be eligible for retirement in five years. My health insurance is covered under my husband, who works for the post office and is also a FERS employee. My husband will retire in four years. Will I be able to be covered under his Federal Employees Health Benefits after he retires, or do I need to sign up for my own FEHB? Because I am five years from retirement, do I need to have my own FEHB for five years?

Q. I am a retired federal employee and have been receiving my health benefits in the “self-only” designation.  My spouse will be retiring from her private-sector position in June 2014. Must I change my health benefit designation to “family” this open season, or can I wait until June 2014 and change designations using the qualifying life event as a factor?

Q. I plan to retire in June 2014 (at age 65), and I have been with a Federal Employees Health Benefits plan (self-only) during my entire working CSRS career (39 years). For the past 10 years, I have only used my wife’s health insurance plan from her private employer as she has self-and-family coverage. She is eight years younger (age 57) than I am but she thinks that her job may be eliminated (laid off) and she will need health insurance under my FEHB plan (I would need to change my FEHB plan to self and family). If she were…

Q. I’ve read on your site that during any open season, after I’ve retired, I can change my enrollment option in the Federal Employees Health Benefits. I just want to confirm that such is the case and still have Uncle Sam pick up the increased premium cost share. Will I be able to change my enrollment in FEHB from self to self and family after I’ve retired (in open season) and still have the government share of the self-and-family premium picked up by Uncle Sam? I’d plan to revert back to self-only later, once my spouse starts receiving her pension…

Q. I am a FERS retiree with an annuity of approximately $600. I pay for Blue Cross health insurance for my wife and me. We are considering a divorce or legal separation. If we have a legal separation, can I continue to pay for her health coverage as though we are married? My understanding is that legal separation does not make us single.

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