Q. I am a retired federal employee soon turning 65. Do I have the option of staying on my current insurance, or must I go on Medicare?
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Q. I turned 65 and applied for Medicare Part A and B, which is in effect. I pay my Part B monthly premiums separately. I am still employed and noted the Medicare tax is still being deducted from my paycheck. Is this a standard deduction that should be reimbursed, or will this deduction remain in effect until I retire?
Q. I am retired CSRS annuitant and signed up for Medicare on my 65th birthday in December. After doing more research months later, I decided to sign up for Part B. I called Medicare and was told that I would have until December 2013 to sign up without a penalty but that open season didn’t start until January 2014. I was further told that I would incur a $10-per-month penalty. I called back a week or so later for clarification and was told I could sign up prior to 2014 and not pay the penalty. What is the correct answer?
Q. I am a 66-year-old military retiree who has health insurance coverage under Medicare parts A & B and Tricare for Life. In addition, I retired under FERS, but I have never had individual Federal Employees Health Benefits because I have been covered under my wife’s (a FERS civil servant) family FEHB plan for 20 years. She is retiring in a month and plans to continue her FEHB policy for at least five years until she reaches age 65, when she is Medicare eligible. If my wife switches at retirement from a family to an individual FEHB plan, will I…
Q. I have GEHA health insurance and primary and Tricare Standard as secondary coverage. When I reach age 65, my wife will be 64. Thus, how will Medicare apply to she and I? Must I keep my Federal Employees Health Benefits insurance until she is 65 to be covered by Medicare? I think my Tricare coverage will convert over to Tricare for Life at 65.
Q. I am 68, retired Navy enlisted, also retired Postal Service. I pay almost $500 per month for my Federal Employees Health Benefits through the post office. I have Medicare parts A and B. I am a long-term leukemia survivor (23 years) and have Type 2 diabetes that I take pills and insulin to control. My wife is 65 and has relapsing/remitting multiple sclerosis, for which she takes daily injections of copaxone to control. Other than some weakness and balance issues, she is suffering no noticeable effects from her MS. She, too, has Medicare parts A and B. The cost…
Q. I retired and kept Blue Cross/Blue Shield coverage. I will be going to Medicare on Nov 1. Do I do something special to retain current BC/BS policy? Do I look for supplemental coverage? Need Medicare D for prescriptions?
Q. I plan to retire in the near future. Do I need both Medicare and regular health insurance, such as Blue Cross/Blue Shield? I am trying to reduce my health care costs in my retirement years. How will the retired federal employee be affected by Obamacare?
Q. I am a CSRS employee who will retire at age 65 with 42 years of federal government service. Upon reaching age 65 when I retire, I will be eligible for Medicare. My wife will turn 65 about six weeks after I turn 65. She does not have any health care insurance other than my Federal Employees Health Benefits plan. When I retire, I will have been enrolled in an FEHB plan for 42 years. There seem to be a lot of supplemental plans through AARP and other providers that are less expensive. Why should I keep my FEHB plan?
Q. Can you please tell me what the premium amount will be for Part B when I enroll in Medicare in November?