Q. I am a 59-year-old FERS employee with 16 years of service and I have been enrolled in the Federal Employees Health Benefits plan for the past 10 years. I am being removed for medical inability immediately and will have a disability retirement application pending with the Office of Personnel Management. I’d rather not pay the COBRA rate for health insurance while my application is pending (six-month processing time). However, if I am denied disability, do I lose forever my ability to continue under my federal health insurance as I would have had I retired under MRA+10?
Browsing: MRA + 10
Q. I am a 58-year-old Defense Department civilian GS-13 with 25 years. I am trying to decide when to retire in the next year or so. What will be the benefits if I wait and there is a reduction in force next year? Is there any risk that retirement benefits will be reduced if I wait?
Q. I am 59, turning 60 in December. I have eight years and one mo of credited military time (I just bought back my retirement) and have almost three years as a civilian employee. When would I reach a point where I could expect a minimum retirement?
Q. I’m a 57-year-old FERS employee with 21 years of service. My human resources benefits adviser said I will be eligible to retire on unreduced immediate annuity at 60 years old with 24 years of service. Would I be eligible for the special retirement supplement when I retire at 60 years old? The HR benefits adviser also said I can retire now on MRA+10 provisions, but my annuity will be reduced by 5 percent for every year I’m under 62. If I retire now, since I’m over 55 years old, would I be able to withdraw my Thrift Savings Plan…
Q. Once I separate (retire) from my agency, do I have to begin receiving my pension right away, or can I delay it and begin receiving it for a couple of years? I want to leave when I’m 62 years and four months old and have 23 years of service.
Q. I am a career employee with the Postal Service. I have 24 years and am 59+ years old. Can I qualify for the special retirement supplement before I reach 62 years of age?
Q. If I worked as a federal employee for 10 years and left at 40 years of age, would I be able to apply for a MRA+10 annuity at 62 and keep access to my Federal Employees Health Benefits? This would assume that during those 10 years, I was enrolled in FEHB.
Q. I’m a FERS employee with 19 years of civil service who is turning 56 in November. If my organization offers a buyout, would there be any type of penalty for retiring earlier than Nov. 27, 2017 (my full retirement date, without penalty)? Would I be eligible for the special retirement supplement?
Q. What is the difference between a deferred retirement and a postponed retirement for someone who meets the Voluntary Early Retirement Authority requirements for her agency?
Q. I am 58 years old with 29 years of service under FERS at the post office. If I delay (defer) receiving my annuity until age 60, will I be able to collect the special retirement supplement?