Q. I have two employees that do not want to leave their spouses a survivor annuity, without the spouse signing anything. One is CSRS and the other is FERS. The FERS employee has been separated for two years now and does not want to leave him anything, since she is not legally separated. But if she was legally separated, does she have to leave him anything?
Browsing: spouse benefits
Q. If my wife retires at 62½, and I am a private sector retiree, how much will her FERS annuity be reduced in order for me to continue being covered by her FEHB enrollment?
Q. Is the cost of the spousal benefit I elect on the day I retire (approximately 10 percent of my pension) set in stone? Or do I have to pay more each year because the value of my pension is going up due to the cost-of-living adjustment (COLA)? (Is it 10 percent of retirement pay on Day 1 and that amount is paid forever, or 10 percent of my pension as it goes up due to COLA? Is the value of my spousal benefit based on 55 percent of the amount of my high-3 pay at retirement or is it 55 percent of my pension at…
Q. My soon-to-be husband has retired from the U.S. Postal Service. Can I be added to his medical benefits when we get married?
Q. I’m a CSRS employee with 35 years of service. I also have 21 quarters toward Social Security. I’m 66 years old. I was married for 15 years and my ex-wife is retired under Social Security. Am I entitled to a Social Security benefit on my ex-wife’s service?
Q. I am a civil service retiree and never paid into Social Security. But my wife worked and did pay into Social Security. She is now collecting her benefits and started at age 62. Will I be able to collect any money from my wife’s benefits at age 66?
Q. I have a friend who retired from civil service in 2012, who was 66 and passed away unexpectedly. I am trying to find out who his wife can contact to receive his insurance policy. I ,too, am a retiree and am not aware of who my wife should contact in the case of my death.
Q. What percentage of my husbands annuity do I get when he dies? He is retired from the US Army Corps of Engineers. From what I am reading we would need to be married at least nine months, but I am having a hard time finding out much more. A. Assuming that (1) a former spouse isn’t already entitled to all or a portion of your husbands’s annuity; (2) you have been married to him for at least 9 months before he dies; (3) he applies for a survivor annuity within two years of your marriage; and (4) he pays to OPM a…
Q. It’s not clear from OPM documentation if spousal earnings count against one’s calculation of the special retirement supplement. If my wife continues to work after I retire at age 58, would her earnings be counted against and reduce my SRS amount?
Q. I retired two years ago from the U.S. Postal Service. I retired with 33 years under my belt — service as civil service offset. I just turned 62 and was surprised when my annuity dropped $900. I didn’t think this would happen until I applied for Social Security. Should I apply for my deceased husband’s benefit, which is less than mine, take my greater benefit, or take less of an amount now and let my Social Security grow until I’m 66?