Browsing: spouse benefits

Q. My husband died suddenly. He had been away from work because of an illness for three weeks. Had he lived, which we expected, he would have gone on disability like his doctor recommended. He did not apply for that as his death came so suddenly — a week after he was told this. I am receiving a CSRS survivor benefit from his pension. However, if he had received it, it would be double. If he paid in all those years (37 at the U.S. Postal Service and three in the military), shouldn’t they be paying all of it out? Do they just get to keep half of…

Q. My late husband worked for the government and was receiving his pension before he died at the age of 59. We were married for almost 32 years. I am receiving survivor benefits. I am worried that if I do remarry, for whatever reason I might not get my survivor benefits. Without this money I could not afford to live. Is there a way that I can get a written confirmation from the government that this wont happen?

Q. I was going to select the survivor benefit option with my annuity. If my husband passes before me, can I change my decision and stop the option and reduced annuity payment? How long does it take to receive your first “paycheck” once you retire?

Q. My mother-in-law just died, and my father-in-law is a civil-service retiree. Upon his retirement, they elected to lower his retirement check so that, if he should die first, she would be left with more of his retirement. Can he get that extra income added back to his retirement check? If so, what does he need to do? Also, what steps does he need to take to remove her from insurance?

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