Q. I’m not sure I’m tracking with the explanations of how part-time employment impacts retirement. I plan to retire at age 62 with 10 years of government service. I may have an opportunity to forego retirement and work three days per week with the same agency. If I choose to accept that offer, how will it impact my retirement?
Q. I am a FERS retiree and I just went back to work as a contractor. They are telling me that I have to purchase their insurance because BCBS is not an employer health care program. I told them I’m retired and have BCBS for life and pay premiums. If I have to pay for their company insurance, I will be paying over $600 a month in premiums. Is there anything I can do about this?
Q. I am a dentist starting with the Federal Bureau of Prisons at age 43 with an age exemption. I have approximately 10 years of military years to buy back. If the mandatory retirement age of the BOP is 57, how can I retire from an agency in 20 years at age 63, add my military 10 years for a total of 30 years, and still receive the law enforcement 1.7 percent retirement calculation?
Q. I worked for the National Labor Relations Board (FERS) for four years and left to work with California MTA and California Department of Justice (CalPers). Do either of those California state agencies have reciprocity with the federal government? If no, would I be able to purchase the 1 year left to vest in FERS?
Q. I’m a CSRS retiree and am thinking about returning to civil service. I’m 63 years old and am uncertain how re-employment will affect my retirement and health benefits. Will I lose all of my retirement benefits? Will I have to relinquish my health benefit and select another health insurance coverage?
Q. I retired from the Air Force with 25 years of service and am collecting an active duty (Title 10) military pension. I also have a service-connected Veterans Affairs disability for time served in Iraq. Currently, I am working for the U.S. Postal Service and contributing toward a FERS retirement. Can I buy back my active duty time for my FERS retirement? If so, can collect two pensions: FERS and Title 10?
Q. I have been retired for two-and-a-half years. I am receiving the Special Retirement Supplement and just turned 61 years old in July. I understand that I can only earn so much a year before my SRS is effected. However, since this is my last year of SRS, can I earn as much as I want since after July 2019 it will be cut off, or will I have to pay monies back if I exceed the earning limits?