Browsing: EMPLOYMENT

Q. If a voluntary early retirement is something that must be offered, it shouldn’t be called “voluntary.” To me, the term is a misleading contradiction in and of itself. “You can voluntarily retire; but [only] if we (your organization) offer it.” What are your thoughts?

Q. My mom just passed on. She was receiving a disability annuity. When we checked with OPM, we were shocked to find out they had taken all of her retirement contributions and used it for her disability payments. Is this really what happened? A. In all likelihood, yes. Annuity payments to retirees — whether regular or disability — initially come from the contributions employees made to the retirement system while they were working. Only when that money runs out does the government begin making those payments out of the retirement fund. A retiree who worked full time for an entire…

Q. I am a retired U.S. Postal Service employee. I work another job full time but maintain my federal Blue Cross Blue Shield coverage. I am now married, effective with the same-sex marriage law. My spouse, who is 70, also works full time and has BCBS through his employment. When he retires, can I add him to my insurance as he does not have any health insurance benefit other than Medicare? What would be the cost? Would/could we both have Medicare and BCBS?

Q. I just received my 2016 personal statement of benefits from the U.S. Postal Service and my date of retirement eligibility is Feb. 10, 2019.. I’ll be 56 the next day, which is my minimum age of retirement. My total creditable service will be 29 years and five months. Do I get full retirement benefits, annuity, and a Social Security supplement or MRA + 10, since my creditable service is under 30 years?

Q. I am applying for a part-time job with the U.S. Postal Service and am hoping it leads to full-time employment. I receive military retirement and disability. Will I lose any of this? At my age of 54, I doubt I will be able to put in 20 years with USPS but do want to stay busy. Will I be able to keep both my retired and disability pay?

Q. Nine years ago (in 2007) I voluntary resigned from the U.S. Postal Service after 21 years and six months of service. I’ve transferred my TSP to a regular IRA account. Am I entitled to any retirement/pension benefits? At what age can I start receiving the benefits? I am now 57 years old.

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