Q. If I choose not to take Medicare B, and remain with just my Federal Employees Health Benefits plan, what does the FEHB plan pay? Does it pay as it did when I was working (with annual deductibles, co-pays, etc.) or does the FEHB plan reduce all payments to only the amounts that Medicare pays? I cannot afford to continue paying both Medicare B and FEHB premiums, but have to recognize that fewer doctors will accept Medicare patients. If I get out of Medicare B and use just my FEHB plan, will that FEHB plan automatically reduce payments to Medicare B levels?
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Q. My wife is a retiring federal civilian employee (Federal Employees Health Benefits) and just won her military retirement appeal, which should make her eligible for Tricare. As the spouse, did I have to be covered under her FEHB coverage for five years to be eligible myself? And are there similar requirements for Tricare?
Q. I am recently retired from the reserves, and I am now on Tricare. I have Mail Handlers insurance, but I do not and cannot afford them both. Can I drop Federal Employees Health Benefits before open season? I saw in the questions about a suspension form, but it did not specify whether you only could do this at open season or not.
Q. I am a military retiree and have been using my retired Tricare Prime for health insurance for past 15 years. I have been hired as a GS. I am planning to elect not to accept Federal Employees Health Benefits and solely rely on Tricare Prime. Is that an option and what are their implications?
Q. I am a retired federal employee under CSRS. I am also retired from the Air Force and I am eligible for Tricare. I am enrolled in the Federal Employees Health Benefits plan. Do I need to also enroll in Medicare Part B?
Q. I am a civilian covered under a FERS law enforcement retirement. If I switch from self-only to self and family within five years of retirement, will my family maintain Federal Employees Health Benefits coverage? Also, can I change from a self-only to a self-and-family policy after retirement?
Q. Overview: I began in the Air Force Non-Appropriated Fund in 1996, enrolled in NAF retirement plan in 2000, ported to GS in 2005 with deferral of my NAF retirement (calculated at 5.27 yrs) and entered FERS. My current GS position will be abolished in 2014 (at nine years FERS). I have the potential of porting into a NAF position. I wish I had just retained NAF retirement, but lack of research and misguided human resources recommendations led me to where I am with a split retirement outlook. Given my FERS time will total only nine years at abolishment, if I move…
Q. I just turned 65 and retired from the federal government two years ago, with Federal Employees Health Benefits standard option Blue Cross/Blue Shield health insurance. I am teaching at a local university and have declined their health insurance policy because of my FEHB plan. Were I to enroll in Medicare Part B today, my pension plus university salary would require that I pay the highest premium rates for Medicare Part B. If I defer enrollment, I understand the 10 percent-per-deferred-year penalty I would pay. To avoid that, it might be worthwhile to enroll in Part B today. But if…
Q. I am a military retiree and current federal employee. I am one of the 170,000 military retirees in the country who will lose Tricare Prime coverage Oct. 1 and be converted to Tricare Standard. Tricare Standard will not give me the coverage my family needs. Will this qualify for a qualifying life event so I can sign up for a Federal Employees Health Benefits plan?
Q. I am 58 and will be removed for medical inability next month after 14 years under FERS. I have carried self-plus-family Federal Employees Health Benefits for the past six years. Once I am immediately removed (pending Office of Personnel Management disability decision), is my health insurance terminated? If so, is there any grace period?