Browsing: Government pension offset

Q. I am a CSRS Offset employee, having 33 years with the federal government (five years and seven months as CSRS, 28 years as CSRS Offset). Prior to that, I worked and paid into Social Security. Now including CSRS Offset, I have more than 30 years of paying into Social Security. If my CSRS annuity is $1,000 monthly and Social Security pays me $1,000 monthly at age 62, can I expect to receive $2,000 monthly with no reductions from the windfall elimination provision and government pension offset?

Q. I’m CSRS and will retire with 35 years of service. My spouse is CSRS Offset and will retire with 33 years of service. I have been told I would receive a full survivor annuity. Will it come from the Office of Personnel Management because I thought I would fall under the government pension offset with the Social Security part. My spouse should have no problem with receiving a survivor annuity from me, right?

Q. I am a 33-year Postal Service employee. Thirty-three years ago, union officials told me that the government was working on eliminating CSRS Offset and the windfall elimination provision all civil service employees. As of today, they are both still in place. I feel lied to and cheated by my government. Politicians can collect multiple pensions, yet if I try and collect my Social Security benefits, though I have worked enough quarters, I would be penalized. Then, if my spouse dies, I am not entitled to her Social Security benefits, as I understand it. Is there a chance that these…

Q. I am planning to retire under CSRS next year with 38 years’ service. My husband retired from private industry and receives Social Security. If my husband predeceases me, will I receive his survivor annuity, or will it be subject to the windfall elimination provision and be drastically reduced?

Q. Please clarify where you obtained the answer to the question below, which was posted on your website. I have contacted the Social Security office and have been told that my spouse’s earned Social Security benefits will be offset by 2/3 of the survivor benefit should I die. And if the offset is higher than my spouse’s Social Security benefit, then the Social Security benefit will be zero. Your answer to the question says the complete opposite: —- Q. I am collecting a pension under CSRS. My wife, who has worked and contributed to Social Security, plans to start collecting…

Q. I am 74 years old, retired under CSRS and receiving about $1,900 per month after taxes and Medicare payments. My wife is 76 years old, retired under Social Security and receives about $290 per month after Medicare. Am I correct in the following assumptions: 1. The spouse of a Social Security retiree can receive a benefit amount up to 50 percent of what the retiree receives and not affect the retiree’s benefits. 2. The spouse of a CSRS retiree does not receive such a benefit. If I am correct, this example only helps to substantiate the idea the Congress…

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