Involuntary separation, health insurance and deferred retirement


Q. I am 57 years and two months old. I am most likely going receive a sanction on my nursing license in late April or early May. I have 21 years and three months of service, including three years of military buyback time. I have carried federal health insurance since 1995. If I wait until the probable board sanction and I get terminated, will I still be able to defer retirement until age 60? Will I still be able to continue health insurance at age 60? Or would it be better to retire the day before the stated board of…

Deferred annuity and FEHB


Q. I am 57 years and two months old. I have 21 years of federal service (FERS), including two years and 11 months of military buyback time. I am considering early retirement. I have maintained Federal Employees Health Benefits since I started 18 or so years ago. The human resources experts here are telling me that if I defer my retirement to age 60 (which I am eligible) that I can never again receive FEHB. I cannot find that statement anywhere. I have seen a local in-service slide presentation that you can defer retirement until age 60 or 62 and…

Re-employment after retirement


Q. I retired, I believe, under the MRA + 10 program, at the end of my member’s term. I have a total of 13 + years with the House of Representatives. I get a small annuity. I may have an opportunity to return to full-time service with the Department of Homeland Security. How will that affect my retirement? I assume the annuity would go away but am not sure how the health care would be handled. And I have been retired almost five years now. Will this new position accrue along with my previous 13 (since they were with the…

Social Security and FEHB with FERS annuity


Q. I will be 70 years old in October 2015. I understand if I wait to collect Social Security benefits until that time, my monthly benefit will approximate $3,030. As of August 2010, I started working for the federal government as a GS-13. I plan on retiring under FERS in September 2015, at which time I will have completed 60 months of continuous civilian service. I understand that my monthly FERS annuity will approximate $500. Is there any offset to either Social Security or FERS monthly annuity benefits based on receiving both of these benefits simultaneously? Assuming continuation of excellent…

Deferred/postponed annuity


Q. Do I have any options for early retirement that will allow me to keep Federal Employees Health Benefits if I retire at age 52-55 with 20-23 years of service with a minimum retirement age of 57? I know I can take postponed, but then I lose FEHB. So I was wondering if there was any other way.

Medicare refund?


Q. I began work for the Department of Agriculture in April 1957, and continued until Oct. 24, 1957, when I was drafted into the Army. I was honorably discharged Oct. 23, 1959, and returned to work for the USDA, where I continued to work until I retired Oct. 31, 2006. During my tenure with the USDA, I was covered under CSRS. I have spoken to several federal employees about my retirement. Since I retired with more than 41 years and nine months under CSRS but continued to pay my Medicare until my retirement date of Oct. 31, 2006, they told…

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