Q. I retired from federal employment and continued my health care coverage, as well as coverage for my husband. My husband is eligible for Medicare next month. Can I drop his health care coverage under my Option C insurance, but keep his life insurance going?
Browsing: HEALTH INSURANCE
Q. I’m a FERS employee. I was told if you resign from the government and collect retirement later, you lose the health insurance coverage for you and your husband and you cannot re-enroll when you retire. Is that true?
Q. I have enrolled in GEHA insurance for the first time. I had BC/BS before as a retiree and switched because of cost. Can you tell me if dental is covered by it automatically or is it separate?
Q. I am still working and wanted to cancel my dental, but missed open season. I called the benefits line for my dental plan (Concordia), as I plan to retire next year and don’t want to take it into retirement. They told me that I could only cancel it during open season even then. That OPM rules do not allow it for their plan and that “retiring” is not a qualifying event. Even if my husband died, he would only be taken off the “family” plan, but I couldn’t drop it then. I am confused.
Q. I’m retiring and have been enrolled in the FEHB program for over five years. Can I stay on Blue Cross and Blue Shield’s federal coverage along with Part A Medicare for as long as I please? I’m thinking of keeping BCBS instead of Medicare Part B or any other supplemental program. Is that a good idea?
Q. I have 20 years of service at 50 years of age. I am thinking about leaving the government. I plan to defer my retirement. I understand if I do this, I will lose my health and life benefits. I also understand I would not lose them if I wait until I am 56. My question is, if I return to the government when I am 57, and retire at 60, will I be eligible to receive full retirement benefits? That would give me 23 years of service at 60.