Q. I have 20 years of service at 50 years of age. I am thinking about leaving the government. I plan to defer my retirement. I understand if I do this, I will lose my health and life benefits. I also understand I would not lose them if I wait until I am 56. My question is, if I return to the government when I am 57, and retire at 60, will I be eligible to receive full retirement benefits? That would give me 23 years of service at 60.
Browsing: HEALTH INSURANCE
Q. I need to suspend my Federal Employees Health Benefits. I am turning 65 and am eligible for TRICARE for life. I have gone to several sites, and tried to call the Office of Personnel Management without success. Please help.
Q. How do I suspend my health insurance coverage? I will be eligible for my Air Force Reserve Retirement (100 percent VA health care and later TRICARE), Social Security (Medicare health coverage) and my annuity as a VA Medical Center employee (FEHBP). When I become eligible for TRICARE health coverage, I desire to suspend my civilian coverage and use TRICARE as primary and Medicare as secondary.
Q. My husband and I are both retired from the Postal Service under CSRS. Each of us has carried Self Only coverage through FEHB continuously during our working years and throughout retirement. Since these premiums continue to rise, one of the plans for 2018 is cheaper for us to go with Self Plus One. If we switch to Self Plus One for 2018 because of the price, then can we each go back to Self Only in 2019 open season? Second question: If he passes away while he has carried me under his Self Plus One, can I immediately go…
Q. I am married and my spouse was on my FEHB plan, but she dropped it and went on her employee health care plan years ago. I am now retired from the federal government. Can I put her on my FEHB plan during open season?
Q. Is there any benefit to postponing my retirement pension when I turn age 62? I am eligible then, as I will have the minimum five years’ creditable service through the Department of Veterans Affairs and four years’ active-duty Army. I plan to continue working in the private sector as long as possible. I would prefer to keep my government health insurance and life insurance, if possible.
Q. I am 47 years old and have 22 years of federal service at the Department of Veterans Affairs. I am thinking about leaving the VA to pursue other career options. I want to defer my retirement and annuity until I am 62 years old. Will there be any penalty, and am I entitled to full retirement? Will I still be eligible for health insurance?