Q. My husband and I are both retired from the Postal Service under CSRS. Each of us has carried Self Only coverage through FEHB continuously during our working years and throughout retirement. Since these premiums continue to rise, one of the plans for 2018 is cheaper for us to go with Self Plus One. If we switch to Self Plus One for 2018 because of the price, then can we each go back to Self Only in 2019 open season? Second question: If he passes away while he has carried me under his Self Plus One, can I immediately go…
Browsing: HEALTH INSURANCE
Q. I am married and my spouse was on my FEHB plan, but she dropped it and went on her employee health care plan years ago. I am now retired from the federal government. Can I put her on my FEHB plan during open season?
Q. Is there any benefit to postponing my retirement pension when I turn age 62? I am eligible then, as I will have the minimum five years’ creditable service through the Department of Veterans Affairs and four years’ active-duty Army. I plan to continue working in the private sector as long as possible. I would prefer to keep my government health insurance and life insurance, if possible.
Q. I am 47 years old and have 22 years of federal service at the Department of Veterans Affairs. I am thinking about leaving the VA to pursue other career options. I want to defer my retirement and annuity until I am 62 years old. Will there be any penalty, and am I entitled to full retirement? Will I still be eligible for health insurance?
Q. I am 56, but only have six years of government service time. Even though I’ve worked for a U.S. government agency for 31 years, only my time with government service counts toward retirement. Would I be allowed to leave the government before my minimum retirement age and take a deferred annuity at age 62? If this is possible, would I be able to keep my medical coverage?
Q. I am 63 and retired from Tobyhanna Army Depot. I have coverage with Geisinger Health Plan as part of my retirement package. I have Tricare standard, being retired military. How do I drop Geisinger since I receive Tricare at no monthly cost? It makes no sense to pay for one that is close to $300 per month when I have Tricare that has a much lower deductible, and I will have to come under Medicare Part B in the near future. How do I do this?
Q. I am a widow of a U.S. Postal Service worker and am receiving a survivor annuity. If I remarry after 55, will I be able to continue my annuity and my federal employee health benefits coverage?
There’s a new administration in town, and changes are already in motion. If you aren’t eligible to retire but want to leave government, you need to understand the consequences of your action, at least in terms of the benefits you’ve enjoyed as a federal employee.