Q. I retired with 20 years of military service. I then spent 10 years under FERS and will spend my last 10 years under the law enforcement retirement due to a merger from my old department to a new one. I will be allowed to stay until I reach age 60 in five years. Is it worth buying my military time? Will I ever recoup it?
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Q. I am a retired CSRS employee with survivor benefits for my wife. She is FERS and will retire this year. If I die, will my survivor benefits affect/reduce her FERS and/or Social Security benefits?
Q. I started working for the Postal Service in August or September 1977 and resigned in June or July 1997 without withdrawing my retirement money. I have been working as a teacher in the Los Angeles Unified School District since July 1997. 1. Is there any way to get specific counseling on my benefits? 2. How could I calculate my pension since I don’t know the salary rates I earned? 3. If I fill out my retirement papers now and write my wife’s name as beneficiary, what would happen if I divorce before or after starting to receive my pension?
Q. Are retirement checks being sent out Dec. 31 or Jan. 1 due to the holiday?
Q. I have been employed with the Postal Service for 26 years. I am 64 years old and am eligible for retirement. I would like to work for another year. I have some health issues. If I should die while I am still working, would I lose all that I have paid in to my retirement, or would my wife get my retirement benefits? If so, how much? Or would she only get my life insurance benefit?
Q. Most of 2013, I made around $63,000 a year. However, the last three pay periods of 2013 I received a 1 percent raise bringing my salary to $63,630 per year. And it looks like everyone in the government will get another 1 percent raise in February, which will bring my salary to about $64,266 per year. Do those three salaries — $63,000, $63,630 and $64,266 — now become my “high-3 salaries” as I will retire at the end of 2014 and don’t anticipate any more raises before then?
Q. I am planning to retire in January. I recently reviewed my official personnel folder and discovered that a few SF-50s are missing from the file. Will this cause a problem with the Office of Personnel Management?
Q. I am a CSRS employee who started with the Postal Service in 1981. However, I worked in a supermarket before the USPS and worked for the union for the past six years. For both of those other jobs, I have paid and still am paying Social Security. I have heard the expression of “having enough quarters” for Social Security retirement. What does that mean, and how many quarters are needed?
Q. Federal worker was separated from service Nov. 30 pursuant to Office of Personnel Management disability determination. Worker is completely disabled. The worker’s pay for 2013 exceeds the Social Security limit. Agency fails to pay accrued leave promptly. Leave is paid in 2014. Would Social Security be deducted?
Q. I am age 47 with 28 years under FERS. Is it true that if you take a job with a lower grade (pay cut) and retire in less than three years (i.e. Voluntary Early Retirement Authority or normal retirement), it would not affect my high-3 calculation?