Q. I am 46 years old with 27 years of civil service. I would like to retire now under FERS. How does this affect the FERS base annuity and FERS supplement? My MRA is 56 years old, plus 10 months. How much of a reduction will I receive?
Q. I was terminated in January 1997 for insubordination. I refused to transfer $90,000 I had the authority to transfer. I filed an appeal to MSPB. The agency changed its mind and allowed me to retire in March 1997. I was only 53 years old with 25 years of service. I received immediate federal annuity. Am I correct in assuming that I wasn’t eligible to receive immediate retirement benefits?
Q. I am a federal employee of 18 years. I am considering going LWOP or possibly a break in service (returning after I had formally resigned). How does each situation affect my retirement benefits (cash per month)? Do the top three years apply to the 18 years of service or to the time of service after a return from a break in service? In other words, if I departed as a GS-14 and returned and then retired as a GS-13, would the top three years be taken off the GS-14 salary or the GS-13 salary?
Q. I worked for the FAA from June 1969 and left after I married to raise my family in September 1975. I will be 62 in September. Am I eligible for any FAA pension? A. If you left your retirement contributions in the retirement fund when you left, you’d be entitled to an annuity at age 62. To get that benefit, go to http://www.opm.gov/forms/pdf_fill/opm1496a.pdf, download a copy of the form, fill it out, and send it to OPM.
Q. I worked for the post office from 1980 to 1990 and then quit to attend grad school. Although I’ve since become successful, immediately after grad school I needed money and so withdrew it from my CSRS account. Will I be eligible to go back on CSRS if I return to federal service?
Q. I am 52 with 31 years of FERS service. If I retire now, would I still get the special retirement supplement when I turn 56? Or is that only if I were offered a voluntary retirement? Can I get my retirement now? What is the penalty given my age and years of service?
Q. I spent eight years active duty in the Air Force as a physician in the late 1990s. I would like to end my career practicing at the VA. I am 59 years old. If I work at the VA for 11 years, I will only have 19 years of federal service. Will I be entitled to any federal government pension? Must I work a full 20 years for the Fed? Will that effect the Social Security funds that I have contributed to for the past 25 years?