Q. I retired from the Department of Transportation (Federal Aviation Administration) about seven years ago. I retired under CSRS Offset with about 35 years of service. I will be turning 62 in a few months and have applied for my Social Security benefits. I selected some Federal Employees Group Life Insurance coverage, so I am still enrolled. Since my CSRS benefits will be reduced at age 62, can I make changes to my FEGLI coverage to increase my survivor benefits?
Browsing: CSRS Offset
Q. I am a former employee who left employment with the federal government three years ago. I was under the CSRS Offset (23 years). I am 59 years old. It is my understanding that I can apply for my retirement at age 62. How do I go about doing that? Do I contact the Office of Personnel Management in Boyers, Pa. Also, what forms do I need complete? Is it possible to receive my retirement sooner than age 62? Do you have contact information for the OPM office. I also participated in FERS (Thrift Savings Plan only; no match). How…
Q. I am a CSRS Offset employee who will be retiring in January. My spouse is a full CSRS retiree receiving an annuity. I am trying to decide if I should provide a survivor annuity for him on my retirement. 1. Because he is a full CSRS and affected by the windfall elimination provision, I was told by Social Security that he would not be eligible for Social Security spousal benefits on my Social Security account. Is this correct? 2. If I take the full 55 percent survivor annuity for my spouse and he does not apply for Social Security,…
Q. I am a former employee that left employment with the federal government three years ago. I was under the old CSRS Offset system (23 years). I am 59 years old. It is my understanding that I can apply for my retirement at age 62. How do I go about doing that? Do I contact the Office of Personnel Management in Boyers, Pa.? Also, what forms do I need to complete? Is it possible to receive my retirement sooner than age 62? Do you have contact information for the OPM office? I also participated in FERS (Thrift Savings Plan only, no match).…
Q. I am a government worker under CSRS Offset. I was told that I cannot keep working as a government worker full time and draw Social Security at age 66. Is this correct?
Q. I am in CSRS Offset. I am 56 with 29 years of Veterans Affairs Department service. Do I have to wait until November 2014, when I will have 30 years of service, before I can obtain retirement benefits? My service was involuntarily interrupted when I was “laid off” for a three-month period. It was never technically referred to as a reduction in force, but I did obtain unemployment during that period. Is there any way I can get credit for that?
Q. I have prior CSRS service with a break in employment. I am now CSRS Offset. I did not get health insurance when I returned to service because I was covered by the Veterans Affairs Department. I picked it up during open season the following year. I can retire in two years at age 62. I will need one more year to have my five years to carry my health insurance into retirement for my disabled husband. The trouble is, I have terminal cancer. My life expectancy is two years. I hope to make it to retirement but worry beyond…
Q. I just received my federal retirement benefits statement from human resources. I noticed that my prior service (federal law enforcement officer April 16, 1984 to Sept. 27, 1986) is listed as CSRS Offset. I took my current job (federal law enforcement officer March 23, 1987-present) and am covered under FERS. According to the Federal Erroneous Retirement Coverage Correction Act, shouldn’t I have been offered CSRS coverage instead of FERS?
Q. Now that I’ve reached age 62, the Office of Personnel Management has informed me that my CSRS Offset goes into effect. Fine. I’ve received a number of written indications of what my pension’s reduced amount will be and that amount received on Sept. 3. Now how and when does the Social Security amount get added? I’ve not heard one word about that. In June, I started calling. The Social Security Administration said I had to apply for it. The OPM agent said it was automatic after they figured out the offset amount, but nothing from OPM suggests that they…
Q. I recently had to choose between CSRS Offset and FERS due to an error made in my human resources department. I was classified as an intern or temp for the years 1982 through 1984 and erroneously put in CSRS versus FERS. I have since chosen CSRS Offset. As a result of their mistake, it has been brought to my attention that this error has also uncovered two years where I did not contribute to a retirement system (only FICA). I now have the option of buying back the two years. However, what was once an $800 bill, has now…