Q. I am a Postal Service letter carrier under FERS retirement. I would like to retire Oct. 1 (early retirement). I will be 59 with 27 years of service. Will I qualify for the supplemental annuity at 60? And how can I calculate that annuity?
Browsing: SOCIAL SECURITY
Q. I will have 21 years as a federal law enforcement officer when I retire. I will be 56 years old. I also have 15 years of military time that I bought back. Do the 15 years of military time also get calculated into my Social Security supplement or do I only get credit for the 21 years of federal LEO time?
Q. I am a 25-year federal employee hired under CSRS in 1979. I had a break in service in 1981 and, when I returned to the federal government in 1983, I was told because my break in service was more than 12 months, I was converted over to CSRS Offset. Without any discussion or choice. Can I challenge this conversion? How will my sick leave (900 hours) be handled under the Offset when I am eligible?
Q. My husband retired from the federal government in 2012 under CSRS. We have been told by a retirement counselor that since he only has 14 quarters in Social Security, he is not eligible for Medicare Part B, though he is eligible for Medicare Part A. Is that true? If so, can he work to gain the additional quarters needed even if it is after he turns age 65, and then apply for Medicare Part B? I cannot find documentation anywhere to support the retirement counselor’s claim.
Q. I was a civilian multiple-term employee who finally became a career employee but was never told by the wonderful people in human resources that I needed to “buy in.” Many years later, when I finally found out on my own, I had to pay thousands of dollars in accumulated interest when I bought in. But am I bought in just for the annuity or for the Social Security supplement, as well?
Q. I am a CSRS Offset, retired in 2008 with 30 years of service. I will turn 65 in September. I have several medical conditions that require long-term care. I was told by the Office of Personnel Management that I would have to give up my federal medical coverage and take Medicare. If that is the case, I would prefer to keep my federal medical coverage. What are my options? Can I refuse Medicare? And what are the repercussions of that decision?
Q. I am a 64-year-old FERS employee with 22 years of service, planning on retiring in June. I also planned on having my Social Security start in July. Will the Social Security income cap be considered on my year to date earnings, or does Social Security only consider earnings from the start of your Social Security payments?
Q. I am 66 years old and employed by the Peace Corps as staff. I am receiving my CSRS Offset, which is subtracted from my Peace Corps Salary. However, when I eventually leave the Peace Corps, I was told that after three years of Peace Corps service, I will be eligible to recalculate my top three years’ salary, which are significantly higher than my original retirement CSRS Offset retirement benefit calculation amount. Is that true?
Q. I am 74 years old, retired under CSRS and receiving about $1,900 per month after taxes and Medicare payments. My wife is 76 years old, retired under Social Security and receives about $290 per month after Medicare. Am I correct in the following assumptions: 1. The spouse of a Social Security retiree can receive a benefit amount up to 50 percent of what the retiree receives and not affect the retiree’s benefits. 2. The spouse of a CSRS retiree does not receive such a benefit. If I am correct, this example only helps to substantiate the idea the Congress…
Q. I am 63 and retired under CSRS. I have four years military time included in my creditable service, have not paid back this time and do not qualify for Social Security. I will, however, qualify for Social Security in about two years. It is my understanding that there is a Social Security check done at age 62, but will the Office of Personnel Management check in later years or be notified when I do qualify? If not, is the “onetime” check at age 62 in law or is it an OPM process that can be easily changed?