Browsing: SURVIVOR BENEFITS

Q. I am a 64-year-old retired CSRS annuitant. I am not eligible for Social Security. My husband is on my Federal Employees Health Benefits coverage with Kaiser Permanente (HMO standard option). He works for the Postal Service but is under my medical insurance. He will turn 65 in November but will continue working until 66, when he is eligible for Social Security benefits. I understand that he must sign up for Medicare Part A soon. If he elects not to sign up for Part B, will he be able to sign up for it without penalty when I apply for…

Q. My husband retired from the federal government 10 years ago. He has had health insurance through my company for the past 23 years. I have lost my job through a reduction in force and now need to explore options for health care. Do we have any options through his retirement benefits? He is 64, I am 55 and we have two children living at home, 24 and 21.

Q. My wife, who is younger than me, is a retired federal employee with health insurance (FEHB: Blue Cross) that covers both of us. I will turn 65 this year. If I fail to take Medicare Part B within three months of turning 65, then I will have to: 1. Wait for open enrollment for Medicare and then six months; and 2. Pay a penalty for each year. When I called Blue Cross, they indicated that if my wife continues with her plan, there is no reason to take Part B. Social Security warns me about the 10 percent-per-year cost…

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