Q. Does basic pay include overtime, awards or other types of special pay as part of the high-3?
Q. I have a physical problem that may be classified as a disability. I’m 57 with 37 years of federal service, mostly with the U.S. Postal Service except for four years military. Are there any advantages in USPS disability for me, as I have passed my MRA?
Q. I was medically retired from the Army in 1985, with permanent disability retirement at 40 percent. I’ve been with the U.S. Postal Service for 33 years now and I am currently 100 percent permanent and total from the VA. I bought back my military time (three years eight months) from the Post Office in 2012. I’ve changed my mind and I want to keep my military benefits. How do I cancel and get a refund for my military buyback?
Q. I have a progressive disease and am slowly reaching the end of my ability to do my job due to decreased mobility and fatigue. As of July 2018, I have worked for the federal government for 18 years. I will reach my minimum retirement age in February 2019. If I were to apply for a disability retirement, are the benefits better if I do so before or after reaching my MRA+10? Also, if I were granted a disability retirement under age 60, would I be penalized 5 percent for every year under age 62?
Q. What happens if your area’s locality rate increases and you are retired? Will you benefit from the new locality rate as long as you are receiving it from the same area? For example, Norfolk is supposed to have a locality rate change. I retired in 2016. If the locality rate changes, will I receive more retirement?
Q. I was married to a U.S. Postal Service worker for 22 years. In the divorce I was awarded half of his pension. I got remarried before 55. My second husband has since died, in July 2018, and left no pension benefits. I am 59 years old now. Am I still entitled to half the pension of the first husband, since I am no longer married (now widowed)?
Q. I am turning 65 in March, and am considering joining a Medicare Advantage Plan. I would suspend my FEHB plan at that time, in case I decide to go back to it. If I decide to re-enroll in my FEHB, I know you have to wait until the next open season, which would be the fall period. But the Advantage Plans have an additional open season in the spring, could I do it then as well? And would it have to be that first open season, or could you still go back, say, the next open season the following…