Q. I’m retiring on 12/31/2018, and will have accrued 287 hours of annual leave; that is, over the 240 hours maximum. I’m not understanding whether I’m going to lose those hours unless I take the extra leave before the end of the year or if it is OK. How many hours will I actually get paid for in the lump sum?

Q. I retired from the Air Force with 25 years of service and am collecting an active duty (Title 10) military pension. I also have a service-connected Veterans Affairs disability for time served in Iraq. Currently, I am working for the U.S. Postal Service and contributing toward a FERS retirement. Can I buy back my active duty time for my FERS retirement? If so, can collect two pensions: FERS and Title 10?

Q. I am a retired federal employee that kept my health benefits, which is BCBS Standard, after retirement. My husband is retired military and we are covered under Tricare Prime also. I want to know if my current BCBS coverage will satisfy the Part B plan when I switch to Tricare For Life. I get the deer in the headlights look when I talk to the Tricare people.

Q. I would like to be eligible for the 1.1 multiplier. As I already have 2,700-plus hours of sick leave (more than 1 year), does this mean I could retire at 61 years of age? In other words, do years of service also include unused sick leave?

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