Q. Can I cancel my current FEHB plan and enroll in a private insurance plan if the FEHB plans do not meet my needs?
Q. I am FERS and eligible to keep my medical insurance after retirement. Do I need to enroll my husband before retirement in order for him to qualify, or can I enroll him at an open season after retirement if insurance is needed? By the same token, if he is enrolled before I retire, can I take him off my plan at open season after retirement if he no longer needs insurance?
Q. I am a retired U.S. Postal Service employee. I work another job full time but maintain my federal Blue Cross Blue Shield coverage. I am now married, effective with the same-sex marriage law. My spouse, who is 70, also works full time and has BCBS through his employment. When he retires, can I add him to my insurance as he does not have any health insurance benefit other than Medicare? What would be the cost? Would/could we both have Medicare and BCBS?
Q. Why does anybody sign up for Part B? For me, I could be wasting over $2,000 a year if I sign up for Part B, and it would be helpful to know why anybody would do that. It’s the “to B or not to B” question.
Q. I am hoping to leave service at 59 years old with 25 years of service. I was planning to postpone my annuity start date until I was 60. My understanding is if I postpone and do not defer my annuity, I could resume as if I just left service. I would be entitled to health insurance and my supplement until age 62; if I deferred I would be ineligible for either. I believe the words “postpone” and “defer” are not the same, though are similar in meaning. Do I need to meet my minimum retirement age to qualify for a postponed retirement?
Q. I’m retired and will soon be 65 years old, which means I will enroll in Tricare and Medicare, leaving federal-level coverage of Blue Cross Blue Shield. Can I reenroll in the FEHB program if I’m not happy with Tricare? I also have Aetna federal dental plan? Can I keep Aetna with Tricare?
Q. I signed up for Medicare in 2015, and now I’m signed up for Social Security. I’ve been asked about signing up for Part B; when I had checked about it last year I was told that I didn’t have to sign up — it was up to me. Should I get Part B? If I should but end up not signing up, I imagine it’s going to cost me a lot of money.
Q. I am 52 years old with 30 years of federal service under my belt. There is a possibility my agency will do away with my position. What are my options should this happen? I am not in a position that I can relocate to another area. Will I lose my FEHB if my position is abolished and I cannot find another federal job? Will I be eligible for immediate retirement even though I don’t meet the MRA requirement? FEHB is the only health insurance I have. My husband does not have a health insurance plan. Do I still qualify for…
Q. If we suspend Blue Cross Blue Shield coverage in favor of Tricare, can we only re-enroll during Open Season? Would pre-existing conditions be covered? Can BC/BS Federal deny re-enrolling us if we have cancer? Is there a financial penalty if we do decide to re-enroll?