Q. How do I suspend my health insurance coverage? I will be eligible for my Air Force Reserve Retirement (100 percent VA health care and later TRICARE), Social Security (Medicare health coverage) and my annuity as a VA Medical Center employee (FEHBP). When I become eligible for TRICARE health coverage, I desire to suspend my civilian coverage and use TRICARE as primary and Medicare as secondary.
Q. My husband and I are both retired from the Postal Service under CSRS. Each of us has carried Self Only coverage through FEHB continuously during our working years and throughout retirement. Since these premiums continue to rise, one of the plans for 2018 is cheaper for us to go with Self Plus One. If we switch to Self Plus One for 2018 because of the price, then can we each go back to Self Only in 2019 open season? Second question: If he passes away while he has carried me under his Self Plus One, can I immediately go…
Q. Federal employees who are veterans with service-connected disabilities and who use the Veterans Health Administration (VHA) for their healthcare are not afforded the opportunity to suspend their Federal Employees Health Benefits (FEHB) upon retirement. This forces those veterans to choose between FEHB, Medicare Part B/C, when they need neither. Is this an Office of Personnel Management policy that can be changed, or does the solution require an act of Congress?
Q. I am married and my spouse was on my FEHB plan, but she dropped it and went on her employee health care plan years ago. I am now retired from the federal government. Can I put her on my FEHB plan during open season?
Q. I am a CSRS annuitant who retired with a Federal Employee Health Benefits family plan in 2010. In 2016, my spouse, who is a federal employee, enrolled in the FEHB Program and I suspended my FEHB enrollment because she picked up our family plan that included myself. My spouse is going to retire in April 2018, and from what I have read she won’t meet the five-year criteria prior to retiring to keep FEHB. What is the procedure to re-enroll as an annuitant in the FEHBP so my spouse and family does not lose coverage? Does her ineligibility, by…
Q. I am a CSRS annuitant who retired with a Federal Employee Health Benefits (FEHB) family plan in 2010. In 2016, my spouse, who is a federal employee, enrolled in the FEHB and I suspended my FEHB enrollment because she picked up our family plan including myself. What is my procedure to re-enroll, as an annuitant, in the FEHB? When should I do this?
Q. I’m not sure I understand the reasoning for federal retirees to not sign up for Medicare Part B? Are you saying that federal retirees who become eligible for Medicare parts A and B don’t sign up for Part B because there is better coverage under FEHB plans at a lower cost? What about deductibles and co-payments?
Q. I want to defer my retirement and get out at 50/20. It’s my understanding that if I wait until 60 to claim my retirement, I will retire with full benefits as if I had waited until the minimum retirement age of 56 years and 8 months. Is this true?
Q. I am 47 years old and have 22 years of federal service at the Department of Veterans Affairs. I am thinking about leaving the VA to pursue other career options. I want to defer my retirement and annuity until I am 62 years old. Will there be any penalty, and am I entitled to full retirement? Will I still be eligible for health insurance?