Browsing: FEHBP

Q. I am FERS and eligible to keep my medical insurance after retirement. Do I need to enroll my husband before retirement in order for him to qualify, or can I enroll him at an open season after retirement if insurance is needed? By the same token, if he is enrolled before I retire, can I take him off my plan at open season after retirement if he no longer needs insurance?

Q. I am a retired U.S. Postal Service employee. I work another job full time but maintain my federal Blue Cross Blue Shield coverage. I am now married, effective with the same-sex marriage law. My spouse, who is 70, also works full time and has BCBS through his employment. When he retires, can I add him to my insurance as he does not have any health insurance benefit other than Medicare? What would be the cost? Would/could we both have Medicare and BCBS?

Q. I am hoping to leave service at 59 years old with 25 years of service. I was planning to postpone my annuity start date until I was 60. My understanding is if I postpone and do not defer my annuity, I could resume as if I just left service. I would be entitled to health insurance and my supplement until age 62; if I deferred I would be ineligible for either. I believe the words “postpone” and “defer” are not the same, though are similar in meaning. Do I need to meet my minimum retirement age to qualify for a postponed retirement?

Q. I signed up for Medicare in 2015, and now I’m signed up for Social Security. I’ve been asked about signing up for Part B; when I had checked about it last year I was told that I didn’t have to sign up — it was up to me. Should I get Part B? If I should but end up not signing up, I imagine it’s going to cost me a lot of money.

Q. I am 52 years old with 30 years of federal service under my belt. There is a possibility my agency will do away with my position. What are my options should this happen? I am not in a position that I can relocate to another area. Will I lose my FEHB if my position is abolished and I cannot find another federal job? Will I be eligible for immediate retirement even though I don’t meet the MRA requirement? FEHB is the only health insurance I have. My husband does not have a health insurance plan. Do I still qualify for…

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