Q. I’m older than my spouse, and am already on Medicare Part A. I have Blue Cross/Blue Shield for Part B, and that is our primary family insurance. When I retire, I understand that I must take Part B of Medicare (I’ll be 73 when I retire). However, my spouse will only be 61 — too young for Medicare — so I plan to continue BC/BS family plan. Do I still need to sign up for Medicare Part B even though I’ll keep the BC/BS? Or should I just keep the BC/BS for single coverage (for my spouse)?
Browsing: Coverage after retirement
Q. Our family is covered under my retired husband’s Federal Employees Health Benefits plan. I have a health plan available through my work (but am not enrolled in the plan), but will not have that option available upon my retirement. Under the Affordable Care Act, will I lose my eligibility to my husband’s FEHB? Would I be eligible again for FEHB if I no longer have access through my employment (unemployed or retired)?
Q. My wife and I are both federal law enforcement officers and plan on retiring in seven years. Currently, the family health plan is under my wife. If she dies before me during retirement, am I still automatically covered under our Federal Employees Health Benefits plan because I was also a federal retiree and have been covered for five years before retiring?
Q. How will Obamacare affect federal retirees’ insurance coverage, premiums, etc.?
Q. If I worked as a federal employee for 10 years and left at 40 years of age, would I be able to apply for a MRA+10 annuity at 62 and keep access to my Federal Employees Health Benefits? This would assume that during those 10 years, I was enrolled in FEHB.
Q. I am a retired federal employee soon turning 65. Do I have the option of staying on my current insurance, or must I go on Medicare?
Q. I am a 66-year-old federal employee with 24 years of service whose office is offering buyouts to fix furlough woes we are experiencing. I am healthy and, while I would love to be able to retire, I am uncertain. We are being told if we take the buyout, we can get unemployment benefits and COBRA coverage under the Federal Employees Health Benefits plan. Would this be a smart move for me?
Q. I work as a carrier in Minnesota. I have 31 years and seven months in, including five years military. I am planning on retiring and moving to Wisconsin. How will that affect our health insurance? Do we sign up again in Wisconsin under the federal health plan?
Q. My husband and I are both planning to retire in 2015 from civil service. We have Tricare. Having had Tricare for less than five years, can we add a Federal Employees Health Benefit now and still carry the FEHB when we retire in 2015?
Q. Do federal retirees have to elect for spousal annuity benefits for spouses to be eligible for Federal Employees Health Benefits upon retirement? If so, can the retiree elect to discontinue spousal annuity if the spouse obtains his/her own coverage after retirement? Does it vary between CSRS and FERS?