Q. I retired from the Postal Service in October 2008. My wife is now getting Medicare. Can I remove her from my insurance and only claim myself as a single? I also would like to know what I’m paying for my family coverage now and what I would pay if I claim as a single. Can you advise me on how to go about or whom to contact?
Browsing: self only
Q. If I’m under my wife’s health plan (she is also a federal employee), and she retires and keeps the same plan, once our dependent is no longer in the plan, we are thinking of changing to self-only. We will both be retired by then. Can I then enroll in self, although at retirement I was under her? Or do I need to be in my wife’s health plan forever since at retirement I was under her?
Q. As a federal worker, I am carrying a family plan for health insurance. My child ages out this year. I am eligible to retire next year. My spouse is eligible for his own plan at a private company, but it will not follow him into retirement. We would save money carrying two self-only plans. If I switch to a self-only plan and then retire, will I be able to switch back to a family plan when spouse retires in seven years?
Q. I carry a family plan in my name. My spouse also works for the federal government but has no health insurance since she is under my plan. We still have two adult children on my plan; one is 21, the other is 25. When my spouse and I retire, we would like to both carry our own individual health plans as that would seem less expensive, and my two children will be 26 or older. So, must my wife get her own plan this upcoming open season, even though she is covered under my plan to do this in…
Q. If my spouse waives the survivor benefit at the time of my retirement (currently 30 years as an 1811 employee), will she still be eligible for Federal Employees Health Benefits before and after I die if she survives me? Also, will my children under age 26 still be covered by FEHB after I retire, as long as I am still enrolled?
Q. I’m older than my spouse, and am already on Medicare Part A. I have Blue Cross/Blue Shield for Part B, and that is our primary family insurance. When I retire, I understand that I must take Part B of Medicare (I’ll be 73 when I retire). However, my spouse will only be 61 — too young for Medicare — so I plan to continue BC/BS family plan. Do I still need to sign up for Medicare Part B even though I’ll keep the BC/BS? Or should I just keep the BC/BS for single coverage (for my spouse)?
Q. Our family is covered under my retired husband’s Federal Employees Health Benefits plan. I have a health plan available through my work (but am not enrolled in the plan), but will not have that option available upon my retirement. Under the Affordable Care Act, will I lose my eligibility to my husband’s FEHB? Would I be eligible again for FEHB if I no longer have access through my employment (unemployed or retired)?
Q. Did the Affordable Care Act make it mandatory for a federal employee to cover his or her children under the age of 26 on their Federal Employees Health Benefits coverage? In other words, if a child under the age of 26 has his or her own health care, and the parent is enrolled in a self-only plan, is the parent forced under the ACA to change to a self-and-family plan?
Q. I am a 66-year-old military retiree who has health insurance coverage under Medicare parts A & B and Tricare for Life. In addition, I retired under FERS, but I have never had individual Federal Employees Health Benefits because I have been covered under my wife’s (a FERS civil servant) family FEHB plan for 20 years. She is retiring in a month and plans to continue her FEHB policy for at least five years until she reaches age 65, when she is Medicare eligible. If my wife switches at retirement from a family to an individual FEHB plan, will I…
Q. I became eligible for MRA +10 on May 14. I resigned June 1. I turned 60 on Aug. 1. I will not apply for my retirement annuity until I turn 62. I was told that I can apply for an annuity when I turn 62 on Aug. 1, 2015 and that, at that time, I am also eligible for federal government insurance. Is this correct? Additionally, if it is correct, what do federal retirees pay for health insurance in 2013 (Blue Cross/Blue Shield self-only). I realize that the price will be different in 2015.