Browsing: Medicare

Q. Does my wife have to sign up for Medicare? If so, when does she have to sign up? And, if my wife does not sign up for Medicare, will she incur any penalty? Scenario: I am a working FERS employee, my wife still works and she is not a government employee. I have self-and-family Federal Employees Health Benefits coverage. I am not yet age 65. My wife will turn 65 this year.

Q. I am 64 years old with 28 years in the post office, all FERS. I would like to retire in March. How long will it take for my Social Security checks, my Thrift Savings Plan account and my Postal Service pension checks to begin? I would like to continue my current health plan and apply for Medicare ASAP. I would also like to keep my current life insurance plans.

Q. I have reached retirement age and applied for Medicare. I signed up for Medicare Part A but am unsure if I must sign up for Medicare Part B. I have Federal Employees Health Benefits and carried it into retirement. I assume my FEHB will cover the same items as Medicare Part B. Do I have to sign up for Medicare Part B and be charged for Medicare Part B as long as I have FEHB coverage? Seems like the only one gaining on this is the FEHB plan as second payer for physicians’ services.

Q. My 21-year-old daughter is disabled (diagnosed with osteosarcoma at age 14, limb salvage and metastatic). My husband retired from the Postal Service a few years ago, and she has been continued on our insurance plan through Federal Employees Health Benefits as she is under age 26. 1. At age 26, will she be allowed to remain on our FEHB insurance, which is her current primary coverage. She is on SSI and also has state Medicaid, which is her current secondary insurance coverage. 2. When my husband turns 65 and is Medicare eligible, will we be able to keep her…

Q. I read an answer here that cleared up part of my confusion: “If you are retired and have (FERS) coverage and you have Medicare A and Medicare B, you will have very little out-of-pocket expenses.” That answers my question if I should have Medicare B. Now, how do I know what Medicare B is going to cost? I have about 10-18 people calling me every day, wanting to sign me up for Medicare. Should I sign up with one of these people, or should I sign up through the Office of Personnel Management? My 65th birthday is in April,…

Q. I am CSRS. I earned my 40 quarters before becoming a fed. I plan to retire May 2 at almost 65 years old. I am not going to apply for Social Security until 66. I will have almost 37 years of combined federal service. When I apply for Medicare Part A at 65, there will be no cost, correct? When I go on Social Security, there will be no cost for Medicare Part A, correct?

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