Q. Under the new health care law implemented by President Obama, will retired federal government employees be allowed to continue their health care coverage under their current PPO Blue Cross/Blue Shield policy? If so, will our premiums go up significantly for 2014? I pay $450 monthly to cover myself and my spouse.
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Q. I am a retired CSRS employee (10 years) and will turn 65 next month. I qualify for Medicare parts A and B. I have talked to my current Federal Employees Health Benefits provider, and there is very little savings for me in taking Part B. I can stay status quo with my FEHB if I have Part A. If I take Part B, I would have to pay more than $200 per month to Medicare. If I only take Part A and defer B at this time, do I have “credible government coverage” to add it at a later…
Q. I retired in 2010, and my Federal Employees Health Benefits premiums have gone up. This year, it increased almost 30 percent. The cost is about one-quarter of my monthly income. I can’t afford this. My problem is, I guess that I will have to leave FEHB for the Affordable Care Act. And I will never be able to get it back. Why do retirees on FEHB have such a high premium? Our income doesn’t go up 30 percent to cover the difference. Any suggestions?
Q. Are CSRS retirees required to join Medicare by age 65?
Q. My fiance is a retired federal government employee under CSRS. We are getting married this month, and he would like to add me as his wife to his insurance. However, when we called and asked about the monthly cost of adding me (I have never worked for the federal government), we were told his premiums would jump from approximately $155 a month to $450 per month because I have never worked for the government. Is it correct that what we pay for insurance can climb by a huge amount because I never worked for the government, or would the…
Q. My dad is a retired postal employee. He never opted for Medicare Part B. I do not know when he made that decision, but he is 90 now. He has had coverage with the government for the entire time, so would he be penalized if he wanted the Part B portion now after 25 years?
Q. When I retire, I plan to keep my Federal Employees Health Benefits coverage. Will my payment remain what my portion was, or will the government portion be added to it to increase my out of pocket expenses?
Q. I understand that, as a retiree enrolled in the Federal Employees Health Benefits program, I will still be covered by FEHB under Obamacare. However, will I now have to pay the whole premium, or will the government continue to pay the share of the premiums?
Q. When I retire, will I have to pay the full cost of the Federal Employees Health Benefits – $553.50 (276.25 x 2) per month? That would practically wipe out my retirement annuity. Presently, my portion is $85.91, and the portion paid by the government is $190.84.
Q. Can I retire without health insurance and pick it up after retirement? My husband works for the government also, and I will be retiring soon. Would it be better for me to pick up family insurance before I retire so I don’t lose any benefits? Is there any difference on the health insurance cost/benefits of my spouse and mine after we both retire?