Q. If I retire at 57 with 31 years of service under FERS. Can I work elsewhere and just not receive special retirement supplement? Or will I be capped?
Author Reg Jones
Reg Jones
Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.
Q. I work for the U.S. Postal service and I’m applying for disability retirement. Re: the high 3 year average. ,y pay rate is $58,350 for 2017. For the last 3 or 4 years I’ve been using LWOP a lot and my yearly income has hovered around $40,000 a year. Do they use my pay rate of $58,350 (it was around $58,000 for 3 consecutive years) or do they use the $40,000 figure to arrive at the 3 year average? In other words, would LWOP effect my disability retirement income? Thanks for any help.
Q. I applied and received Social Security and OPM disability retirement because I needed an organ transplant. After my transplant, my doctor said I am recovered and can return to my former position at the U.S. Postal Service. Once Social Security and OPM stop my disability checks, is my agency obligated to return me to duty?
Q. I have 10 years in FERS, and I’m 60. I am being offered a Voluntary Separation Incentive Payment in August. I turn 61 in October. It is my understanding that my annuity be reduced by 5 percent for each year I’m under 62. Since I am turning 61 in October, will they only reduce my annuity by 5 percent instead of 10 percent? Lastly, when I turn 62, will my annuity reduction stop and go back to what I would have received at the age of 62?
Q. I was born in 1962. Can I retire from FERS at age 55 with 30 years of service and receive an unreduced monthly annuity? Can I keep my FEHB coverage?
Q. I am retired from the Department of Veterans Affairs and have FEHB Self Only. If I marry a veteran, do I have to put him on my policy?
Q. I am a civil service U.S. Postal Service retiree who is covered by the FEHB Program. I am getting married soon and want to know if l can get health insurance coverage for my husband.
Q. I’m a FERS employee who doesn’t have the age to retire but has 30 years with the U.S. Postal Service. Could I defer my retirement until I am 62?
Q. If I remarry at age 66 as a retired federal employee, will I have an option to leave my partner any portion of income upon my death without penalty? She will be turning 60 this year.
The Retirement blog is taking a short break and will return April 24. Feel free to continue sending your questions. Thank you for your loyal readership!