Q. I am a part-time flexible clerk who was hired on July 7, 1984. At the time, I was told when I retired my annuity would be figured as if I was a full-time employee. In 2011 I attended a retirement seminar and was told the same thing. You can imagine my surprise when at 57 years old and 32 years of service I received my annuity estimate, and it is prorated at 52 percent: much less then I was told I would receive. What is going on?
Q. I’m planning to retire in October 2019. I will be 58 years old with 30 years of FERS (including 11 years as a law enforcement officer), and eight and a half years of military service (I bought back my time). Will I incur penalties for retiring before 60? Am I eligible for the OPM supplemental Social Security benefit?
Q. At my age of 59 (60 in December 2016) and with 27 years of service (28 starting in October 2016), would the 5 percent per year for lifetime penalty apply to me if I retire before turning 60?
Q. I am hoping to leave service at 59 years old with 25 years of service. I was planning to postpone my annuity start date until I was 60. My understanding is if I postpone and do not defer my annuity, I could resume as if I just left service. I would be entitled to health insurance and my supplement until age 62; if I deferred I would be ineligible for either. I believe the words “postpone” and “defer” are not the same, though are similar in meaning. Do I need to meet my minimum retirement age to qualify for a postponed retirement?
Q. I am under FERS and will be 61 years old in July 2016. I will have 25 years and 4 months of service under my belt. Will I still lose 5 percent for being under 62 years of age if I retire in July 2016?
Q. I am currently overseas on an extended family vacation. I’ll be turning 62 years old at the end of this month. I left the federal service as a law enforcement officer in 2012 with 6 ½ years of creditable service. I did not receive a refund of my retirement contributions when I quit from my federal job. Can you give me an approximate annuity based on my service? What do I have to do to apply for it?
Q. I am a 0.40 full-time equivalent FERS employee (part time) for 20 years with an additional five years of repurchased military time for a total of 25 years. How will this affect the formula (0.01 x high three salary x years of service) for annuity pension when i retire?
Q. My husband died suddenly. He had been away from work because of an illness for three weeks. Had he lived, which we expected, he would have gone on disability like his doctor recommended. He did not apply for that as his death came so suddenly — a week after he was told this. I am receiving a CSRS survivor benefit from his pension. However, if he had received it, it would be double. If he paid in all those years (37 at the U.S. Postal Service and three in the military), shouldn’t they be paying all of it out? Do they just get to keep half of…