Q. I am 52 and would like to retire at 55. At that point, I will have 35 years in CSRS. I also have 36 quarters in Social Security as I worked a part-time job in college and other points in my life. Will I receive Social Security benefits with less than 40 quarters, and if so at what level? Also, if I go back to work as a contractor after I retire from federal service and get my additional quarters, what would be the impact when the windfall elimination provision kicks in?
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Q. In 1999, I voluntarily switched from CSRS to FERS after 22 years of CSRS service. Since 1999, I have been covered under FERS and paying Social Security. I plan to retire this year at age 67 after 36 years of service. I’ll have accumulated 54 calendar quarters of substantial and maximum earnings. At the time I elected to transfer from CSRS to FERS coverage, I was told that I’ll be exempt from windfall elimination provision deduction from Social Security benefits and that my spousal Social Security benefits will not be affected by the government pension offset. Is this correct?
Q. I retired from the Postal Service and receive CSRS annuity only with survivor benefits, not eligible for Social Security. My wife retired and now receives Social Security on her prior wages. When I die, my wife will receive my CSRS annuity at a reduced rate. Will it affect the amount of Social Security she now receives? I know if I was eligible for Social Security, it would be at a reduced rate.
Q. I work for the Postal Service as a mail carrier under FERS. Due to an on-the-job injury, I am receiving workers’ compensation. Can I also get Social Security disability (it is already approved), while receiving workers’ comp?
Q. As a Federal Aviation Administration air traffic controller, if I am medically retired with 18 (good) years but did not get to the required 20, when I reach age 62, will my 18 years be paid at 1.7 percent and not 1 percent?
Q. My husband (65) is retired after over 30 years with the Postal Service. He recently went to apply for Social Security benefits and was denied because he was told that he was minus a few quarters and would have to go back to work to earn those quarters because he worked under civil service all those years. Is this true? Will he have to find a job at his age?
Q. I am about to retire under CSRS. If I work in the private sector and earn 40+ credits, will I be able to receive Social Security benefit payments along with my CSRS retirement annuity without any offset? If the answer is no and I go to work in the private sector, or for myself, do I/they have to withhold Social Security taxes from my salary since I will not be able to draw Social Security benefits (why would you have to pay into something you cannot receive benefits from later)?
Q. I retired from the federal government after 34 years of service under CSRS. Through jobs in private sector, I have enough points to qualify for Social Security. I will be 63 in December. When should I apply for Social Security?
Q. Can you retire at 60 years old under FERS and is there any gap money from Social Security that you receive between the ages of 60 and 62?
Q. I’m a FERS employee nearing retirement. If I retire at age 58, I will have a family with a 13- and 16-year-old child at home. In using the Social Security calculator, they would factor in the benefits that I receive from Social Security. Does the special retirement supplement that I can receive at age 58 also calculate the age of children in determining benefit amount?