Q. I know that the Affordable Care Act requires congressional employees to get their insurance through the new health exchanges. Now legislation is being proposed that will require all federal employees to get their insurance from the exchanges. I will turn 65 soon. How would this legislation affect health care benefits and costs for retirees like me?
Browsing: Coverage after retirement
Q. I am a civilian covered under a FERS law enforcement retirement. If I switch from self-only to self and family within five years of retirement, will my family maintain Federal Employees Health Benefits coverage? Also, can I change from a self-only to a self-and-family policy after retirement?
Q. Overview: I began in the Air Force Non-Appropriated Fund in 1996, enrolled in NAF retirement plan in 2000, ported to GS in 2005 with deferral of my NAF retirement (calculated at 5.27 yrs) and entered FERS. My current GS position will be abolished in 2014 (at nine years FERS). I have the potential of porting into a NAF position. I wish I had just retained NAF retirement, but lack of research and misguided human resources recommendations led me to where I am with a split retirement outlook. Given my FERS time will total only nine years at abolishment, if I move…
Q. I am 58 and will be removed for medical inability next month after 14 years under FERS. I have carried self-plus-family Federal Employees Health Benefits for the past six years. Once I am immediately removed (pending Office of Personnel Management disability decision), is my health insurance terminated? If so, is there any grace period?
Q. I am a federal employee under CSRS. I carried health insurance from October 1982 until 1990 and then canceled due to being put under my spouse’s (nonfederal) health insurance. Can I use any of those years of health coverage as part of my five years of health coverage needed prior to retirement? If I retire now, do I qualify as having health benefits for five years? I have been under federal health insurance going on three years now.
Q. I am a federal worker with 30 years of service. During the entire time, except for two years, I have had Tricare insurance. When I retire, must I have had federal insurance to qualify for insurance from the federal government. If yes, for how long before retirement?
Q. Will I still be able to keep my FEHB coverage at the employee rate with 20 years of service under FERS if I leave federal service at age 59? Do I have to wait until age 62 to get my full annuity with 20 years of service under FERS ?
Q. I will be turning 65 next month. I have Federal Employees Health Benefits coverage. I just enrolled for Medicare Part B. I am a retired reservist. I intend to enroll in Tricare for Life. DEERS requires that I disenroll from FEHB to enroll in Tricare for Life when I start Part B coverage My HR person has no idea whether I can drop my FEHB. Where can I get definitive information on this issue (disenrolling from FEHB at 65) to show HR?
Q. My disabled adult child is covered under my Federal Employees Health Benefits. How can I ensure that she will remain covered by FEHB after I pass on?
Q. I am a retiree from Tinker Air Force Base, Okla., with health insurance. Turning 65. What happens about Medicare, and which insurance is primary? Does the health insurance turn to a supplement policy? Do you need Medicare A & B? I have only signed up for Medicare A.