Q. I recently retired from the Air National Guard with 20 years. I’m a federal employee. Can I use my active-duty time toward the retirement with the federal government?
Browsing: Creditable service: CSRS
Q. My husband died on Nov. 8, 2012. I am a retired federal employee. I applied for survivor benefits and received a letter of approval that states I cannot be paid because two-thirds of the amount of my government pension is equal to or larger than my monthly Social Security benefit. Please contact me so if I can appeal this issue.
Q. I retired in 2009 with 37½ years under CSRS. I had no break in service. I started in 1973. I worked part time for a period while a federal employee and I had a job (short time) before federal employment. After retirement, I went to work full time (private) and have been paying into Social Security. I got a statement from Social Security last year that shows that if I keep working at my current salary, I will collect about $680 a month at age 62 or about $1,200 a month at age 66. I don’t believe I fall into the…
Q. I am a CSRS Offset employee. I had seven years and 10 months of CSRS service when I left and took my funds out. I returned as CSRS Offset after a 15-month break, did not make a redeposit and now have an additional 26 years of service. I am looking at retiring in 4½ years at age 60. In addition, I am divorced (married 28 years and one month, not remarried). My ex-husband has always made substantially more. Based on the scenario stated, I am of the opinion that: 1. The windfall elimination provision will not apply since I…
Q. I have 26 years of federal employment with age. 26 x 1.1 = 28.6. How is this treated for retirement? Will the Postal Service drop 0.6? Or how do I calculate the remainder? What must I do to reach a whole number?
Q. I have 31 years with the Postal Service, four years military. Started with USPS in March 1982. Also a disabled vet. I am confused with the payback issue regarding my military service from 1974 to 1978. I opted not to pay back and, according to everything I am reading, if I do not qualify for Social Security at 62, there will not be a deduction in annual annuity. However, I note that in the CSRS and FERS Handbook, it states the following: “If nondeduction service was performed before Oct. 1, 1982, and deposit is not made, the basic annual…
Q. I will be retiring on Jan. 3 with 41 years and two days of creditable service under CSRS. In addition, I have 3,519 hours (approximately 20 months) of unused sick leave. I am under the belief that my unused sick leave would be added to my years of service which would allow me to receive 80 percent of my high-3 years of salary. Would this be an accurate statement? My employee and labor relations department is telling me that I would only receive 78 percent of my high-3 because I needed 41 years and 11 months of actual service…
Q. I am in CSRS offset, and I am eligible to retire now. I turned 66 on April 8. I started collecting Social Security benefits as of Jan. 1 and continue to work. How will my retirement calculation change when I retire? Most, but not all, of the Social Security benefits were earned while I was under CSRS offset. I copied the following excerpt from “Ask the Experts”: “In the year you reached your full retirement age, it would be reduced by $1 out of every $3 you earned. After that, there wouldn’t be any reduction.” I don’t understand what…
Q. I am a retired Postal Service FERS employee. I took the early-out in February with reduced pension. I am going to marry a Postal Service CSRS employee retired on postal disability. He has little Social Security time, which he is not collecting. We would like to know if one of us will lose our postal pension. If so, how much and why?
Q. I have worked with the understanding that I would enjoy a CSRS retirement. When I turned in a request for retirement computation, I found out that I was a CSRS Offset employee, and they began removing Social Security payments from my paycheck. I am over 55 and have worked over 30 years with the same federal company. I had a break in service to have a baby (that was back when the Family Medical Leave Act did not exist, and I had to quit and return to work as a temp for a year and then be made permanent…