Browsing: FERS annuity computation

Q. I have worked for the Postal Service for 20 years under FERS and planned on retiring next year. My husband retired several years ago from the Postal Service under CSRS. Will I be able to collect my full Social Security benefits, or will I be subject to the WEP? I have heard conflicting statements.

Q. I am 55 and worked 19 years with the Postal Service under FERS (from age 26 through 46). I have worked other jobs in the past and up through a few weeks ago. Can I start drawing my pension from the Postal Service? I realize it would be at a lower rate than if I waited until I was older.

 Q. I retired as a FERS employee. I worked for the federal government for 32 years. The last 12 years, I switched to FERS and paid Social Security. I was under the impression that I would receive my full Social Security once I applied for it, without the windfall elimination provision. Is this correct?

 Q. I’ve been a federal employee since 2010. I recently paid off my military buyback. I’m eligible for retirement through the Army Reserve. My human resources person just told me that if I retire from the Reserve, all the buyback time I have toward my civilian retirement (leave accrual, step increases, etc.), I lose all of that. In other words, I should not have bought back my military time because I cannot receive military reserve retirement and apply that time to my federal civilian service. Is that true? If so, can I get back the money I put into the…

 Q. I will have 25 years under FERS once I complete the buyback of my military time and 15 years of federal time at age 56. Is it true that I have labored under the misconception of the 80 rule all these years? When I was hired, this information was in my package. I can’t believe I have been looking forward to a full retirement just to hear I will lose more than 30 percent.

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