Q. I plan to retire in the near future. Do I need both Medicare and regular health insurance, such as Blue Cross/Blue Shield? I am trying to reduce my health care costs in my retirement years. How will the retired federal employee be affected by Obamacare?
Browsing: Coverage after retirement
Q. I am a CSRS employee who will retire at age 65 with 42 years of federal government service. Upon reaching age 65 when I retire, I will be eligible for Medicare. My wife will turn 65 about six weeks after I turn 65. She does not have any health care insurance other than my Federal Employees Health Benefits plan. When I retire, I will have been enrolled in an FEHB plan for 42 years. There seem to be a lot of supplemental plans through AARP and other providers that are less expensive. Why should I keep my FEHB plan?
Q. My husband is filing for federal medical retirement and his agency may be letting him go during this process. He currently has a family plan that includes me and the kids for his health insurance. When they let him go, we may not be able to afford to keep the entire family on his health plan under COBRA. If he drops the kids and me during the COBRA period, will it affect what insurance plan he will receive once his federal medical retirement is approved?
Q. I am currently enrolled in Medicare parts A and B. What exactly does my federal Blue Cross/Blue Shield plan pay for besides prescription?
Q. How do I find out if I will get health insurance as part of my retirement benefit if I continue to work for the federal government? I started working for the federal government in 2010 and plan on retiring in 15 years.
Q. I am retired with spouse and three children under age 25 and one under 18. My HMO that I have been with for 25 years is pulling out of our area. I have moderate medical needs. Which plans generally provide better coverage for someone in my circumstances?
Q. My husband retired from the federal government 10 years ago. He has had health insurance through my company for the past 23 years. I have lost my job through a reduction in force and now need to explore options for health care. Do we have any options through his retirement benefits? He is 64, I am 55 and we have two children living at home, 24 and 21.
Q. My mother-in-law is in hospice and was receiving a pension after having worked at civil service (at Davis-Monthan Air Force Base, Ariz.) for approximately 30 years. She is 72 years old and retired when she was 55. Will my father-in-law be eligible to receive any pension benefits and death benefits?
Q. I will be retiring soon under FERS with more than 20 years of service. Would my husband be covered under my health insurance should I die? He has been on my policy for more than five years. Would I have to take the spouse annuity to keep him on my insurance policy should this occur?
Q. I am 52 years old with four years of federal service. My understanding is that I can leave federal service after five years of service (at age 53) and still receive a pension when I reach age 62. Is that correct? Also, I am trying to determine how many more years of service I need to keep federal health insurance after leaving the government. My understanding is that I need six more years, for a total of 10 years, at which time I will be close to age 59. If I remain with the federal government for 10 years…