Q. My agency has announced their intent to restructure my organization and to offer early retirement and buyouts. I understand that my annuity will be immediate with no reduction for age, and that I can receive the special retirement supplement at age 56 until age 62 when Social Security kicks in. I would be age 49 at the time of retirement with 25 years of service. I do not understand how the Federal Employees Health Benefits will work. Will I be responsible for the full amount of the premium after retirement, or will there still be a portion paid by…
Browsing: FEHBP
Q. I am 68, retired Navy enlisted, also retired Postal Service. I pay almost $500 per month for my Federal Employees Health Benefits through the post office. I have Medicare parts A and B. I am a long-term leukemia survivor (23 years) and have Type 2 diabetes that I take pills and insulin to control. My wife is 65 and has relapsing/remitting multiple sclerosis, for which she takes daily injections of copaxone to control. Other than some weakness and balance issues, she is suffering no noticeable effects from her MS. She, too, has Medicare parts A and B. The cost…
Q. I retired and kept Blue Cross/Blue Shield coverage. I will be going to Medicare on Nov 1. Do I do something special to retain current BC/BS policy? Do I look for supplemental coverage? Need Medicare D for prescriptions?
Q. I plan to retire in the near future. Do I need both Medicare and regular health insurance, such as Blue Cross/Blue Shield? I am trying to reduce my health care costs in my retirement years. How will the retired federal employee be affected by Obamacare?
Q. I am a CSRS employee who will retire at age 65 with 42 years of federal government service. Upon reaching age 65 when I retire, I will be eligible for Medicare. My wife will turn 65 about six weeks after I turn 65. She does not have any health care insurance other than my Federal Employees Health Benefits plan. When I retire, I will have been enrolled in an FEHB plan for 42 years. There seem to be a lot of supplemental plans through AARP and other providers that are less expensive. Why should I keep my FEHB plan?
Q. I am currently enrolled in Medicare parts A and B. What exactly does my federal Blue Cross/Blue Shield plan pay for besides prescription?
Q. I am retired with spouse and three children under age 25 and one under 18. My HMO that I have been with for 25 years is pulling out of our area. I have moderate medical needs. Which plans generally provide better coverage for someone in my circumstances?
Q. I am a 64-year-old retired CSRS annuitant. I am not eligible for Social Security. My husband is on my Federal Employees Health Benefits coverage with Kaiser Permanente (HMO standard option). He works for the Postal Service but is under my medical insurance. He will turn 65 in November but will continue working until 66, when he is eligible for Social Security benefits. I understand that he must sign up for Medicare Part A soon. If he elects not to sign up for Part B, will he be able to sign up for it without penalty when I apply for…
Q. My husband retired from the federal government 10 years ago. He has had health insurance through my company for the past 23 years. I have lost my job through a reduction in force and now need to explore options for health care. Do we have any options through his retirement benefits? He is 64, I am 55 and we have two children living at home, 24 and 21.
Q. My mother-in-law is in hospice and was receiving a pension after having worked at civil service (at Davis-Monthan Air Force Base, Ariz.) for approximately 30 years. She is 72 years old and retired when she was 55. Will my father-in-law be eligible to receive any pension benefits and death benefits?