Q. I am a FERS retiree with self-only coverage and will be getting married in July. My fiancee has a good, inexpensive health care plan through her private employer but cannot carry that coverage into retirement. Can I wait until she retires (five years from now) to switch to self-and-family coverage, or do I have to switch within 60 days of the wedding? If I can wait, would I have to make the change during an open season, or would her loss of eligibility due to retirement be considered a qualifying life event?
Browsing: SURVIVOR BENEFITS
Q. I retired in September 2012 under CSRS Offset. My husband passed away 8½ years ago. I am about to turn 60 and will apply for Social Security spousal benefits. The Office of Personnel Management is telling me my annuity will still be reduced at age 62, when I am eligible for Social Security under my work record. Is this true?
Q. Is Federal Employees’ Group Life Insurance, survivor benefit and Thrift Savings Plan matching based on GS base pay or firefighter base pay?
Q. If I receive a survivor annuity on my deceased husband’s CSRS federal pension, will the survivor annuity cause my Social Security retirement benefit to be reduced after my 30 years of working in the Social Security system?
Q. I am a retired postal worker covered by Blue Cross/Blue Shield federal employee program. I am also on Medicare. My wife just received her Medicare card. She is 65. I need your help in making a decision: Do I keep the health insurance I have, or do I apply for Medicare supplement plan?
Q. My husband is a retired federal employee under CSRS. Does he have survivor benefits for my Social Security?
Q. Please clarify where you obtained the answer to the question below, which was posted on your website. I have contacted the Social Security office and have been told that my spouse’s earned Social Security benefits will be offset by 2/3 of the survivor benefit should I die. And if the offset is higher than my spouse’s Social Security benefit, then the Social Security benefit will be zero. Your answer to the question says the complete opposite: —- Q. I am collecting a pension under CSRS. My wife, who has worked and contributed to Social Security, plans to start collecting…
Q. My husband passed away last year, was retired and drew CSRS. I am now receiving the survivor benefit. When I retire and draw Social Security, will there be an offset on either the survivor benefit or Social Security?
Q. I am retired under FERS and recently married after retirement. Can I add my new wife to my plan?
Q. My father is on workers’ compensation. When he passes away, would my mother be able to receive survivor benefits or pull off of his retirement for any compensation? He was in air traffic controller for 17 years and left all of his money in the system. He is 82 years old.