Browsing: SURVIVOR BENEFITS

Q. I am a retired CSRS postal worker and have opted for a survivor benefit. I do not qualify for Social Security. My spouse has about 24 years of SS payments from her jobs. If I die, are her benefits, either CSRS survivor benefits or Social Security, affected? If she dies, am I entitled to any of her Social Security benefits?

Q. I am a CSRS retiree. I retired in 2005. I am a subscriber to the Federal Employee Health Benefits program, specifically Blue Cross-Blue Shield’s Standard Option with family coverage. My wife and I are also qualified for Medicare Parts A and B. That makes Medicare the primary coverage and FEHB/BC-BS the secondary coverage for any health benefits paid. 1. What (if any) changes in the plan’s coverages are anticipated for 2014 and beyond, due to the health care law? 2. Does OPM anticipate that current retirees/program members will be forced into a health care provider’s coverage offered under the…

Q. My husband retired at the end of 2007. He is receiving his pension and is covered by FEHB. When he retired, I was still working and therefore did not need to be covered under his insurance, as my employer has coverage for me. I plan to retire at the end of this year; can he add me to his insurance during open enrollment this year? When he retired, we were told he could add me later, provided there was a life-changing event. Retirement would qualify as a life-change event.

Q. I have been receiving disability under FERS (as well as Social Security) for 17 years. I am 61. I understand that, at age 62, my FERS disability benefits will be converted to a retirement annuity as though I had been working the entire time. I have never been married, but I intend to get married in the near future. Will I be able to elect survivor benefits for my spouse? What about coverage under my health insurance (Blue Cross/Blue Shield)? Does it matter whether I get married before my 62nd birthday or not?

Q. A little over three years ago, I retired under FERS. I was a widower at the time, so no survivor benefit was being withheld from my pay. I now intend to remarry a French citizen and will reside here in the states for a time, then move to France. I would like her covered by my Federal Employees Health Benefits, at least while we are in the U.S. Can I sign up now for a full survivor benefit for her? How much will it cost me? I read somewhere that it costs 10 percent of my current annuity plus…

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