Q. When I accepted a buyout, I wasn’t eligible to retire because I was age 48 and only had 20 years of service. I’ll soon be age 60 and will apply for a deferred annuity. When I do that, will I be able to re-enroll in the FEHB program? A. Unfortunately, no. Under current law, deferred annuitants aren’t eligible to re-enroll in the Federal Employees Health Benefits program.
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Q. I am a federal employee who is covered by Tricare. Is it true that I can enroll in the FEHB program during the next Open Season and then put it on “hold” when I retire, I can activate it again if I need it? A. Yes, it’s true. If you are enrolled in the FEHB program when you retire, you can suspend that coverage, then reactive it if you ever lose coverage under Tricare.
Q. When I retired I was single. Now I’m getting married. Can I add my new spouse to my FEHB plan? If so, when can I do it? A. You can change your FEHB enrollment from Self Only to Self Plus One beginning 31 days before you get married through 60 days after the event.
Q. I will soon qualify for Medicare. My husband and I are looking at enrolling in FEHB Kaiser Basic Medicare plan. We currently have FEHB Kaiser. However, as I am a Sacramento County retiree, we can also enroll in the county Kaiser Medicare silver plan, which is a better deal. If we disenroll or suspend FEHB coverage, can we go back during open enrollment? Counties are sometimes susceptible to bankruptcies. A. You can suspend your FEHB coverage. If your other plan went out of business, you could immediately re-enroll in the FEHB program. If it didn’t but you want to…
Q. My wife and I are retired federal workers and currently enrolled in FEHB. I will be eligible for Tricare in January 2020. Do I to wait for next open season to be able to cancel/suspend FEHB coverage or can I cancel/suspend when I become Tricare Eligible? A. According to OPM, “If the documentation showing your eligibility for TRICARE is received within the period beginning 31 days before and ending 31 days after the date you designate as the day you want to use TRICARE or CHAMPVA instead of FEHB coverage, the suspension becomes effective at the end of the…
Q. I’m in the MRA+10 category. If I leave government and apply for a postponed annuity, when can I enroll in FEHB? And, if so, would it be only after receiving an annuity or only during Open Season? A. When you apply for your postponed annuity, let OPM know that you want to re-enroll in the FEHB program. Then when you annuity begins. so will your FEHB coverage.
Q. My husband will be 64 years old in a couple of weeks. He is CSRS. I have health insurance under my husband’s coverage. We are concerned because we do not know what will happen to me once he goes under Medicare because of his age. Also, what will happen to my insurance coverage after he retires in a couple of years? Will I lose my coverage once Medicare takes over? Also, if I still qualify for health insurance, will it be at a more expensive price?
Q. I am turning 65 in March, and am considering joining a Medicare Advantage Plan. I would suspend my FEHB plan at that time, in case I decide to go back to it. If I decide to re-enroll in my FEHB, I know you have to wait until the next open season, which would be the fall period. But the Advantage Plans have an additional open season in the spring, could I do it then as well? And would it have to be that first open season, or could you still go back, say, the next open season the following…
Q. Can you please tell me what reduction in my FERS annuity will be required so I can stay on my wife’s FEHB enrollment after she retires?
Q. If I retired under FERS and elected not to continue FEHB because of coverage from a FERS-employed spouse and she were to die, can I continue my FEHB benefits? I was covered for five years prior to retirement.