Browsing: Re-enrollment

Q. I am 56 with eight years of service. With a reduction in force, would I qualify for a deferred annuity at 62?  If so, is the formula still .01 percent of high-3 x eight years? Also, what about my health insurance? Would this be lost, or could I reapply at 62?

Q. I left the government after being enrolled in the Federal Employees Health Benefits plan for two years. I returned to the government 20 years later and elected to re-enroll. There was a two-week (one pay period) lapse in the coverage due to paperwork processing. I worked for another four years, and then my term appointment expired. Does the two-week lapse in coverage affect the five-year rule?

Q. I have been on disability retirement for more than seven years. However, because I was working part time with health benefits, I originally opted out of Federal Employees Health Benefits. Now that the Affordable Health Care Act is being implemented, will there be an opportunity for someone like me to opt back into FEHB?

Q. Can I retire without health insurance and pick it up after retirement? My husband works for the government also, and I will be retiring soon. Would it be better for me to pick up family insurance before I retire so I don’t lose any benefits? Is there any difference on the health insurance cost/benefits of my spouse and mine after we both retire?

Q. I am a CSRS retiree who retired in 2009 at age 56. When I turn 65 and become eligible for Medicare, should I drop my Blue Cross/Blue Shield Federal Employees Health Benefits, which currently cost approximately $500 per month? Which Medicare “extras” should I take? What, if any, are the advantages of keeping my FEHB coverage?

Q. I am a 66-year-old federal employee with 24 years of service whose office is offering buyouts to fix furlough woes we are experiencing. I am healthy and, while I would love to be able to retire, I am uncertain. We are being told if we take the buyout, we can get unemployment benefits and COBRA coverage under the Federal Employees Health Benefits plan. Would this be a smart move for me?

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